Pakistan

2023 Annual Report

Scaling responsible digital payments to deliver the Sustainable Development Goals, particularly financial equality for women

One single step can boost the GDP by 7%, create 4 million jobs: Report

Digital payments may help solve challenges

‘Digital payments can boost economy’

Merchant digitization emerges as one key driver for Pakistan’s inclusive economic growth in UN report

The Better Than Cash Alliance presents its most recent report, providing recommendations to support MSMEs and enable their transition into the digital payments ecosystem in Pakistan.

تجارتی ڈیجیٹلائزیشن رپورٹ:اقوام متحدہ پاکستانی جامع اقتصادی ترقی کی ایک اہم محرک

بیٹر دان کیش الائنس اپنی تازہ ترین رپورٹ پیش کرتا ہے، جس میں MSMEs کو سپورٹ کرنے اور پاکستان میں ڈیجیٹل ادائیگیوں کے ماحولیاتی نظام میں ان کی منتقلی کو فعال کرنے کے لیے سفارشات فراہم کی گئی ہیں۔

Realizing the Promise of Responsible Digital Payments for Merchants in Pakistan

The Better Than Cash Alliance, in support of its member, the Government of Pakistan, and the State Bank of Pakistan, presents Realizing the Promise of Responsible Digital Payments for Merchants in Pakistan. The report provides a series of recommendations aimed at supporting MSMEs and enabling their transition into the digital payments’ ecosystem.

Responsible Digital Payments for Women Merchants

Alliance’s work in action

Three key findings that show that financial equality is within reach in our lifetime

New data from the World Bank’s Global Findex Database 2021 confirms the centrality of digital payments in reaching financial equality for all. 

Understanding merchant payments landscape 

A new Karandaaz study shows that around 95% of merchants in Pakistan do not accept digital payments. To promote adoption, it calls for creating awareness among users, better infrastructure, interoperability and reliability of services.

Distributed Ledger Technology: What Is It and Why Do We Care?

Blockchain Series: Blog 1…

Mobile banking in the government-to-person payment sector for financial inclusion in Pakistan

Through an interpretive case study of the Benazir Income Support Programme (BISP) in Pakistan, this paper critically examines mobile banking usage by women beneficiaries and technology’s effects on the institutional properties of their households.

Growth of mobile financial services key learnings from literature, industry analysis and cases

This paper includes an extensive literature review on Mobile financial Services (MFS)and provides an overview of existing MFS landscape.

Digitizing Value Chain Finance for Smallholder Farmers

The paper presents use cases for digital financial services (DFS) along value chains across three broad categories- overcoming barriers to providing financial services, improving the efficiency of financial transactions, and improving market opportunities.

Global Landscape Study on Digitizing P2G Payments

The paper covers in-depth analyses of how digitizing P2G payments help drive the financial inclusion of poor consumers and identifies some critical factors to develop an efficient and inclusive payment system.

As Development Aid Evolves, Digitizing Tax Payments Can Have Dramatic Benefits for Emerging Economies

This blog post was originally published in the Huffington Post

Our 5 favorite recent digital payments stories

500 million Indian smartphone users in next 5 years: a huge market for digital payments

Mobile Banking Adoption and Diffusion: Enabling and Constraining Social or Financial Inclusion among Poor Women in Pakistan?

Through an interpretive case study of the Benazir Income Support Programme (BISP) in Pakistan, the paper investigates how the adoption of mobile phones enabled and constrained poor women for receiving G2P payments and its impact on poor households.

Pakistan Plans to Bring Millions More Citizens into the Economy by Digitizing Payments

Government of Pakistan joins the United Nations’ Better Than Cash Alliance to create inclusive economic growth and a more efficient market structure…

Business model innovation: pervasiveness of mobile banking ecosystem and activity system–an illustrative case of Telenor Easypaisa

“Purpose – The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of busin…