Innovation

Is cash still relevant?

Cash Digitization: UN Collaboration, Coordination, and Harmonization Opportunities

Mobile Technology and Financial Service Bundling: A Structural Estimation of Mobile Money

The paper examines the effects of mobile money as financial technology and service innovation on consumer demand, connecting the effects to the fast evolving mobile technologies (from 1G to 4G).

Get in the fast lane through digital payments

In this 4-part blog series, we examine key aspects of the transportation sector: tolling, urban transit, and ride-sharing with a focus on emerging economies.

New Key to Help Unlock the Power of Digital Payments

Across the global policy community, the jury is now in about the power of digital payments to drive financial inclusion, particularly for women and the poor; improve efficiency and transpare…

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…

Global Microscope 2018: The Enabling Environment for Financial Inclusion

It sets a model for an enabling environment for financial inclusion across five domains: 1. Government and Policy Support; 2. Stability and Integrity; 3. Products and Outlets; 4. Consumer Pr…

Going Cashless: An Opportunity to Accelerate Progress on the 2030 SDGs

Harvard Center for International Development (CID) hosts Better Than Cash Alliance on the CID Speaker Series Podcast. …

Financial inclusion, a driver of state building in India and Mexico?

This article situates latest trends within the evolution of Indian and Mexican social policies and discusses how on one hand financial inclusion policies allow vulnerable populations to access new rights while resulting in new ways of controlling consumer behavior.

Dollars and Change-Podcast

Wharton Business Radio hosts Better Than Cash Alliance on the “Dollars and Change” podcast….

Blockchain for humanitarian action and development aid

Blockchain technology is swiftly entering the fields of humanitarian and development aid. While it has the potential to revolutionize the aid sector, e.g., through pairing smart contracts wi…

G20 endorses the Alliance’s guidance note

G20 finance ministers call for open and inclusive digital payments infrastructures

Achieving Development and Acceptance of an Open and Inclusive Digital Payments Infrastructure

A report by the Better Than Cash Alliance for the G20 Global Partnership for Financial Inclusion.

Distribution 2.0: The future of mobile money agent distribution networks

In December 2017, there were over 2.9 million active agents and 690 million registered customer accounts worldwide. Primarily responsible for registering customer accounts, mobile money agen…

The Digital Payments Opportunity: A Conversation

This blog was originally published on BSR.org…

Why cash is a problem for businesses around the globe

This blog was originally published on The Practitioner Hub for Inclusive Business…

A Roundup of Our Latest Research

A roundup of our latest reports and case studies

A Case Study on Monetary Fraud in a Cashless Economy

A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in cir…

Identifying the critical success factors and an optimal solution for mobile technology adoption in travel agencies

To effectively use of mobile technologies, this study develops a multifaceted framework to analyze critical success factors and determine an optimal solution for mobile technology adoption in travel agencies.

Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue Around the World

Using various global datasets, this study quantifies the effect of financial inclusion and digital payments on income and individual government tax revenues to be an additional $4.1 trillion in the world economy.