Inclusive growth

Bansefi Visa Debit and Prepaid Cards Create “Oportunidades” for Mexico ’s Financially Underserved

The largest social program in Mexico, Oportunidades, distributes benefits to 6.5 million people. The government-owned Bank of National Savings and Financial Services (Bansefi) was looking fo…

Banking with mobile phones in Haiti: A report on a T-cash pilot program

This report describes the experience of Catholic Relief Services Haiti in employing a new mobile phone–based banking service, T-Cash. This service was adopted on a pilot basis to improve CRS…

Plugging into Mobile Money Platforms: Early Experiences of NGOs in the Field

This focus note reviews early lessons for NGOs from the field. It explores three central questions: Does initial evidence support the notion that mobile money is a cheaper, faster, and more …

Incentives for the Introduction of Agents by Banca de las Oportunidades in Colombia

“Ti Manman Cheri” Experiments with Mobile Government-to-Person (G2P) Payments in Haiti

This is one in a series of case studies that was made possible by a grant from the Government of the United Kingdom’s DFID to the CGAP in support of the work of the Better Than Cash Alliance.

Sustained Effort, Saving Billions: Lessons from the Mexican Government’s Shift to Electronic Payments

In the first of The Better Than Cash Alliance Case Study Series to be released, researchers identify the many billions that are estimated to be saved by the Mexican government each year.

New Study Identifies How Much Mexican Government Saves Annually After Shift to Electronic Payments

Study concludes Mexico’s savings and other benefits and provides tangible lessons for other nations

Shift to Electronic Payments Saves Mexican Government US$1.27 Billion Annually

Study concludes Mexico’s savings and other benefits and provides tangible lessons for other nations

E-cash aid gives Rwandan refugees more options

These phones can be used to receive and transfer money through an electronic banking solution called mVISA, provided by the Bank of Kigali.

What Can Experiences in Haiti, Kenya, the Philippines & Uganda Teach Us About G2P & D2P E-Payments?

The case studies reveal how each country developed their programme, current delivery & payment, and the costs and benefits of using e-payments.

Is Cash the Enemy of Financial Inclusion?

The Better Than Cash Alliance, hosted by UNCDF, gathered with colleagues at the Consultative Group to Assist the Poor (CGAP) Council of Governors Annual Meeting last month in Urubamba, Peru….

BTCA Supports a Stronger Digital Financial Ecosystem in Peru

The Alliance is supporting ASBANC to help launch the platform as soon as possible with the endorsement of the National Financial Inclusion Commission.

Towards a Stronger Digital Financial Ecosystem in Peru

The Better Than Cash Alliance supports a unique initiative of the Peruvian Banker’s Association (ASBANC) that brings together banks and major telecom operators…

Digitization Helps Small Merchants Keep Jobs and Profits in Mexico

Guest post by Alicia Rendon Contro, Grupo Bimbo

Colombia’s Online E-Payments Platform: Private Sector Innovation Inspired by Government Vision

This case study draws on interviews with ACH Colombia’s management as well as representatives of PSE’s stakeholders and users.

Colombia’s Coffee Growers’ Smart ID Card: Successfully Reaching Rural Communities with Digital Payments

This case study is the first to examine a shift to electronic payments in a large-scale rural business-to- business context.

Country Diagnostic: Colombia

This diagnostic measures the current state of the transition to electronic payments by estimating volumes and values of payments made in Colombia, as well as assessing the likelihood of further movement by looking at payment use cases associated with each key shift.

Build on progress made in Colombia’s shift to electronic payments, says Better Than Cash study

Building an inclusive financial ecosystem is critical to accelerating the shift away from cash in Colombia and Latin America…

Digitization of payments in Mexico saves billions

The Mexican government is saving an estimated US$ 1.27 billion per year, or 3.3 percent of its total expenditure, on wages, pensions and social transfers. How? By digitizing and centralizing…

Saving $15.5 million by replacing cash with cards for Colombian coffee farmers

Two case studies from the Better Than Cash Alliance present innovations from Colombia’s digital payments ecosystem