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This J-PAL study looks at the impact of commitment savings linked to electronic salary payments. While the results varied for different users, the research highlights the importance of using…
This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.
A study has found that Kenyan farmers who use mobile money have 35% higher profits per acre of banana production than non-users. Mobile money also increased household income by 40% and contr…
This is one in a series of case studies that was made possible by a grant from the Government of the United Kingdom’s Department for International Development (DFID) to the Consultative Group to Assist the Poor (CGAP) in support of the work of the Better Than Cash Alliance.
Conditional and unconditional cash transfers have been effective in improving development outcomes in a variety of contexts, yet the costs of these programs to program recipients and impleme…