Terms of Use

Revised 09/18/2012

Welcome to the Better Than Cash Alliance Website (“Site”). We hope that you find the information on the Site useful and informative. By using the Site, you accept and agree to abide by all of these Terms of Use. If you do not accept any of these terms, please do not use the Site.

Ownership – The Better Than Cash Alliance owns the Site and all of its contents, including but not limited to text, graphics, white papers, and data sheets (“Content”). United States copyright and trademark law, and international treaty provisions, protect the Better Than Cash Alliance’s rights in the Content.

Use - You may access, browse, and use the Site and make a reasonable number of paper copies of the Content for your own personal non-commercial use, provided that you keep intact all copyright and other proprietary notices and do not modify any Content. You may not, without our express permission, use the Content in any other way for any other purpose, including but not limited to: modifying, uploading, posting, adapting, editing, republishing, displaying, plagiarizing, performing, selling, licensing, creating derivative works of, or transmitting it. If you have any questions about permissible use, please contact us.

Laws and Access - The laws of the Commonwealth of Virginia, excluding its conflict of law rules, shall govern these Terms of Use. The federal and state courts located within Virginia shall have exclusive jurisdiction over any disputes arising out of or relating to your use of the Site or these Terms of Use, and you hereby irrevocably submit to the personal jurisdiction of such courts. If you access the Site from other locations, you are responsible for complying with applicable local laws. We make no representation that the Content is appropriate or available for use in other locations, and access to the Site from jurisdictions where the Content may be illegal is prohibited. We reserve the right in our sole discretion to refuse or terminate access to the Site by you at any time.

Contracts - The Content is provided for information purposes only. It shall not be construed as an invitation to enter into a contract with you.

NO WARRANTIES - THE CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. ATA DOES NOT WARRANT THAT THE CONTENT WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT IT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS WHOLLY AT YOUR OWN RISK.

LIMITATION OF LIABILITY - IN NO EVENT SHALL THE BETTER THAN CASH ALLIANCE BE LIABLE FOR ANY DAMAGES OF ANY KIND, WHETHER DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR OTHERWISE, THAT MAY RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SITE, THE CONTENT, OR ANY LINKS. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, RELIANCE, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE BETTER THAN CASH ALLIANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IN JURISDICTIONS WHICH DO NOT PERMIT THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, ATA’S LIABILITY SHALL BE LIMITED TO ONE HUNDRED DOLLARS ($100.00).

Submissions of Information - If you submit any personally identifiable information, we will treat such information in accordance with our Privacy Policy. If you submit any other information, including but not limited to copyrightable material, ideas, concepts, know-how, business methods, inventions, discoveries, improvements or techniques (“Intellectual Property”), you thereby grant the Better Than Cash Alliance a worldwide, nonexclusive, perpetual, royalty-free license (with right to sublicense) to use, modify, publish, display, copy, reproduce, perform publicly, and create derivative works of such Intellectual Property. You may not submit or transmit to or from the Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, suggestive, inflammatory, or profane material, or any other material that could give rise to any civil or criminal liability under the law.

Revisions - We may update the Site, and these Terms of Use, from time to time. By using the Site following such changes, you accept and agree to abide by all such changes.

Trademarks - The Better Than Cash Alliance and Better Than Cash Alliance products and services referred to in the Site are trademarks of Better Than Cash Alliance. Other trademarks are the property of their respective owners.

Reservation of Rights - We reserve all rights not expressly granted herein.

Contact - If you have any questions about these Terms of Use or the Privacy Policy, please feel free to contact us at any time. by email at: info@betterthancash.org.

Indemnification - You agree to indemnify and hold harmless Better Than Cash Alliance, its affiliates, directors, officers, contractors, agents and employees, from and against any claims, actions or demands, including without limitation reasonable attorneys’ fees and legal costs, alleging or resulting from: (i) any content or other material you provide to this Site; (ii) your use of this Site; or (iii) your breach of these Terms of Use. The Better Than Cash Alliance shall notify you in a timely manner of any such claim, suit, or proceeding.