Le Bien-Ėtre des Salariés, Pilier de la Stabilité de l’Écosystème Local

La Compagnie Sucrière Sénégalaise (CSS) s’étend sur plus de 15 000 hectares dans la vallée du fleuve Sénégal aux portes de la ville de Richard-Toll

Vers la Modernisation et la Professionnalisation des Éleveurs

Dès sa création en 2005, la Laiterie du Berger s’est affirmée comme une entreprise sociale pionnière au Sénégal.

La Paie Digitale Réduit les Coûts de la Gestion du Cash

Dans le cadre de sa politique de croissance et de lutte contre la pauvreté, le Gouvernement du Sénégal a mis en oeuvre des projets d’infrastructures de transport.

Responsible Practices to Address Seven Major Risks in COVID-19 Digital Financial Transfers Toolkit

The Report Responsible Practices to Address Seven Major Risks in COVID-19 Digital Financial Transfers identifies seven heightened risks resulting from the speed and scale of COVID-19 digital transfer responses.

It’s not just about fresh capital for Africa: it is about deployment

A Fine Balance: Regulation & Greater Economic Opportunity in the Case of Payment Gateways for Merchants

Opening new payment gateways for merchants presents risks but much greater opportunities. Striking the right balance between fostering innovative services and managing risk is crucial.

Mobile Coverage and its Impact on Digital Financial Services

"The study finds that the type of mobile coverage provided has a significant effect on the DFS UI and type of mobile phone that can be used for DFS access.Feature phones and Unstructured Supplementary Service Data transactions continue to be the choice for the vast majority users."

Instant Secure Mobile Payment Scheme

The paper proposes a new communication network, Speed PAy, that jointly connects the banks together and allows the customers to process all kind of transactions with the use of their cell phones and without the need for a new SIM.

Informal Sector and Mobile Financial Services in Developing Countries: Does Financial Innovation Matter?

This paper investigates the impact of mobile financial services - MFS (mobile money, and mobile credit and savings) on the informal sector using data from 101 emerging and developing countries over the period 2000-15.

Improving Financial Inclusion through the Delivery of Cash Transfer Programmes: The Case of Mexico's Progresa-Oportunidades-Prospera Programme

This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Progresa-Oportunidades-Prospera (POP) programme.

Impact of demonetization on diffusion of mobile payment service in India: Antecedents of behavioral intention and adoption using extended UTAUT model

The paper shows that behavioral intention, demonetization and facilitating conditions have a positive impact on the adoption of mobile payment services in India.

BSP Holds Digital Payments Leaders Summit as the Country Moves Closer to a Cash-lite Economy

New insights into inclusion-focused fintech 

The recently launched Inclusive Fintech 50 whitepaper looks at how early-stage fintechs are working on financial inclusion.

Senegal: tech helps boost access to health to leave poverty behind

Some African nations lead the world’s e-money businesses. And several are finding that leaving notes and coins behind is not only improving efficiency, safety and transparency, but it is also helping many people leave poverty behind.

Connection between financial innovation and inclusion

This paper explores the nexus between financial inclusion and financial innovation by looking at data from 6 South Asian countries - including 4 Alliance members. It finds a positive relationship between the two and calls for policies keeping this relationship in mind. 

Latest trends in the field of "suptech"

Suptech is more broadly defined as the use of innovative technology by financial authorities to support their work. This Bank for International Settlements paper examines latest trends in suptech initiatives by looking at the work of 39 financial authorities globally. It concludes that international coordination and collaboration can help to accelerate suptech development.

Fostering digital payments and fintech development 

This ADBI working paper discusses measures to foster digital financial innovation in Indonesia. It identifies having a fintech roadmap along with a national digital economy strategy, aimed at developing a sound ecosystem, as crucial pillars for success. 

New blockchain for social impact report

The new Stanford Business "Blockchain for Social Impact" report is out! The most common use case among its sample of organizations is records and verification, whereas the challenges cited most often are regulatory. The interviewees reported that launching the project was harder than anticipated.

Near-term impact of India’s demonetization

New Harvard University paper looks at the impact of demonetization on the Indian economy. It finds that, in the near-term, the event led to "temporary reductions in employment, output, and credit." But "there may be potential longer-term benefits" in several areas, including tax collection.

Leveraging Digital Financial Solutions to Promote Formal Business Participation

Can digital financial services help bring them into the tax net? The answer is not simple, but quality infrastructure based on RDPGs is an integral part of the puzzle. Read the new World Bank working paper that also includes learnings from Uruguay on this topic.