Digital Payments Resources

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© © CSS
Alliance Report

Employee Wellbeing, a Pillar of Stability for the Local Ecosystem

CSS is thus strongly committed to providing high-quality services to its workers and their families, both formal and informal financial services.
© © Papa Matar Diop
Alliance Report

Digital Payments Reduce Cash Management Costs

As part of its growth and anti-poverty policy, the Government of Senegal is carrying out several transport infrastructure projects.

© © La Laiterie du Berger
Alliance Report

Helping Livestock Herders Modernize and Operate More Professionally

In 2020 Kossam SDE successfully launched payment digitization for more than 850 herders, helping to improve their living and working conditions.
© © McKinsey & Company | mckinsey.com
Industry Report

The next frontier in Asia payments

Despite the near-term disruption to revenue growth related to the COVID-19 pandemic, Asia’s payments sector remains positioned for long-term success and is poised for a swift return to healthy growth.
© © Better Than Cash Alliance
Industry Report

Mobile Coverage and its Impact on Digital Financial Services

“The study finds that the type of mobile coverage provided has a significant effect on the DFS UI and type of mobile phone that can be used for DFS access.Feature phones and Unstructured Supplementary Service Data transactions continue to be the choice for the vast majority users.”
© © Better Than Cash Alliance
Industry Report

Instant Secure Mobile Payment Scheme

The paper proposes a new communication network, Speed PAy, that jointly connects the banks together and allows the customers to process all kind of transactions with the use of their cell phones and without the need for a new SIM.

© © Better Than Cash Alliance
Industry Report

Informal Sector and Mobile Financial Services in Developing Countries: Does Financial Innovation Matter?

This paper investigates the impact of mobile financial services - MFS (mobile money, and mobile credit and savings) on the informal sector using data from 101 emerging and developing countries over the period 2000-15.

© © Better Than Cash Alliance
Industry Report

Improving Financial Inclusion through the Delivery of Cash Transfer Programmes: The Case of Mexico's Progresa-Oportunidades-Prospera Programme

This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Progresa-Oportunidades-Prospera (POP) programme.

Industry Report

Impact of demonetization on diffusion of mobile payment service in India: Antecedents of behavioral intention and adoption using extended UTAUT model

The paper shows that behavioral intention, demonetization and facilitating conditions have a positive impact on the adoption of mobile payment services in India.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

New insights into inclusion-focused fintech 

The recently launched Inclusive Fintech 50 whitepaper looks at how early-stage fintechs are working on financial inclusion. Findings reveal that “funding is concentrated in several notable ways, innovation is not limited to technology and common standards are needed to bring clarity to the field.”
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

Connection between financial innovation and inclusion

This paper explores the nexus between financial inclusion and financial innovation by looking at data from 6 South Asian countries - including 4 Alliance members.