Digital Payments Resources

Open Finance in Latin America and the Caribbean: Great Opportunities, Large Challenges

Lists the benefits of open finance: increased competition, transparency, inclusion; and the challenges of ensuring privacy, security, and consumer rights.

An Introduction to Digital Tax Payment Systems in Low- and Middle-Income Countries

The paper provides an overview of digital payment systems’ types, benefits, and challenges for tax collection in low- and middle-income countries (LMICs).

How to prioritize women for financial equality and inclusive economies

This brief offers actionable recommendations for the key steps that policymakers and other stakeholders can take to prioritize women in their efforts toward digital financial inclusion.

Displaced and Disconnected Philippines

Research detailing the legal and regulatory barriers to accessing mobile connectivity and digital financial services faced by forcibly displaced and stateless people in the Philippines.

Bolstering Women’s Climate Resilience and Adaptation Through Financial Services

This paper reviews the current landscape of funders, academic research, and financial service providers working on the intersection of gender, climate change, and financial inclusion.

Guide to Data Sources For Financial Inclusion Research

This report introduces five global databases covering account ownership, payments, digital adoption, trust, and the digital gender gap. It suggests data gaps and indicators helpful in fostering evidence-based policymaking.

Instant Payments and Merchants— Pricing Policy Considerations

The paper explains the changes in pricing policy for instant payments compared to traditional card schemes and assesses their impact on market development.

Monetary Policy Implications of Central Bank Digital Currencies: Perspectives on Jurisdictions with Conventional and Islamic Banking Systems

Monetary policy implications of CBDCs in diverse banking systems.

Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Paraguay

Report on Paraguay’s COVID-19 policy response, digital financial services, and women’s financial inclusion.

State of the Industry Report on Mobile Money 2023

In many countries, growth in mobile money activity is now outpacing new registrations – a sign that the industry is maturing beyond a handful of markets.

People are on the move: Can the world of CVA keep up? Analysis of the use of CVA in the context of human mobility in the Americas

A new vision for the implementation of cash and voucher assistance (CVA) in contexts of human mobility.

Building Digital Finance Solutions for Women E-Commerce Entrepreneurs: A Demand-Side Exploration in Indonesia

Recommendations for better implementation of digital and financial programs, products, and services for women.

Mobile Money and the importance of timely, complete payments to frontline health campaign workers in the fight to eradicate polio: pilot experience from a WHO digital payment platform in Africa

Jordan: Retail Central Bank Digital Currency Exploration

The International Monetary Fund (IMF) analyzed the retail payments markets of Jordan to identify pain points that retail Central Bank Digital Currency (rCBDC) could address.

Promoting responsible digital wage payments

This ILO brief gives an overview of the different considerations to maximize the potential of digital wage payments.

Fintech Payments in Public Financial Management: Benefits and Risks

A review of the main fintech payment models and a debate on the operational and financial risks as well as challenges they face.