Digital Payments Resources

Saving by Default: Evidence from a Field Experiment in Rural India

Access to banks is rapidly increasing worldwide, and allows account-based instead of cash transfers. We conduct a randomized experiment documenting the impact of the payment method on saving…

The 1.5 Billion People Question: Food, Vouchers, or Cash Transfers?

With 1.5 billion people covered globally, food and voucher programs provide an important lifeline for the poor and vulnerable. The study – The 1.5 Billion People Question: Food, Vouchers or …

Bridging the Digital Divide and Supporting Increased Digital Trade: Scoping Study

The global economy is experiencing important technological shifts, with the rise of digital technology a key driver. This can be seen today in the rapid growth of the digital economy, broadl…

Branchless banking: Evaluating the doorstep delivery of financial services in rural India

This paper evaluates the effect on household savings of India’s recent financial inclusion drive, a drive that generated an unprecedented increase in access to financial institutions by usin…

Unlocking digital for Bharat: 50 Billion opportunity

This research focused on developing insights on understanding key user barriers and interventions required across various stages of the user journey …

Young women key to digital payments adoption

With 180 million unbanked people, Indonesia is one of the most valuable untapped digital payments markets in the Asia Pacific region. According to a Think with Google paper, women aged 25-34 will be the key to enabling adoption in the country.

Prerequisites to digitizing the agricultural last mile

A Step Forward to Take Haryana on Digital Track: Digital Haryana

We are living in a scenario of technology and digital world. Digital world comprises of digital techniques. Government has dreamed to transform India into Techno-Knowledge based India. Gover…

Imagining Trillion Dollar Digital India

The document presents a vision for how India’s digital economy can unlock productivity and value – through transformative infrastructure, applications and ecosystems. It also outlines iconic…

2017 State of the Industry Report on Mobile Money

The mobile money industry is now processing a billion dollars a day and generating direct revenues of over $2.4 billion. With 690 million registered accounts worldwide, mobile money has evol…

Aadhaar & Blockchain: opportunities and challenges for India

In India, the inability to prove one’s identity is one of the biggest barriers that prevents the poor from accessing benefits and subsidies. India is a country with 1.3 billion residents in …

Financial technology business model as branchless banking for people in rural areas: Case study: Indonesia

This study designs business models for electronic payment services, utilizing the principle of branchless banking and reviewing relevant aspects of IT risk management, for rural area communities in Indonesia.