Digital Payments Resources

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© © Better Than Cash Alliance
Industry Report

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…
In the Media

La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB du Sénégal

View on Ivorian Press Agency
© © Bill & Melinda Gates Foundation
In the Media

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

View on africanews.com
In the Media

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year (CNBC)

View on CNBCAfrica.com
Industry Report

Global Microscope 2018: The Enabling Environment for Financial Inclusion

It sets a model for an enabling environment for financial inclusion across five domains: 1. Government and Policy Support; 2. Stability and Integrity; 3. Products and Outlets; 4. Consumer Pr…
© ©Better Work - ILO/ IFC
Industry Report

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.
© © Better Than Cash Alliance / Emmanuel Doe
Industry Report

The Impact of Formal Savings on Salaried Workers’ Spending and Borrowing in Eastern Ghana

This J-PAL study looks at the impact of commitment savings linked to electronic salary payments. While the results varied for different users, the research highlights the importance of using…
© © Better Than Cash Alliance
Industry Report

Financial inclusion, a driver of state building in India and Mexico?

This article situates latest trends within the evolution of Indian and Mexican social policies and discusses how on one hand financial inclusion policies allow vulnerable populations to access new rights while resulting in new ways of controlling consumer behavior.

Industry Report

The 1.5 Billion People Question: Food, Vouchers, or Cash Transfers?

With 1.5 billion people covered globally, food and voucher programs provide an important lifeline for the poor and vulnerable. The study – The 1.5 Billion People Question: Food, Vouchers or …
© © SAIIA
Industry Report

Bridging the Digital Divide and Supporting Increased Digital Trade: Scoping Study

The global economy is experiencing important technological shifts, with the rise of digital technology a key driver. This can be seen today in the rapid growth of the digital economy, broadl…
Industry Report

Branchless banking: Evaluating the doorstep delivery of financial services in rural India

This paper evaluates the effect on household savings of India’s recent financial inclusion drive, a drive that generated an unprecedented increase in access to financial institutions by usin…
© photo credit: InsidePhilanthropy.com
In the Media

Digital systems hasten service delivery

View on Daily Nation
© © REUTERS/Rupak De Chowdhuri
In the Media

Governments can fight corruption by joining the digital payment revolution

View on World Economic Forum
© © Better Than Cash Alliance
Industry Report

Why Do Defaults Affect Behavior? Experimental Evidence from Afghanistan

We report on an experiment examining why default options impact behavior. By randomly assigning employees to different varieties of a salary-linked savings account, we find that default enro…
© © ILO / Better Work
In the Media

Gap Inc. sets new goal for apparel suppliers to pay garment workers digitally by 2020

View on Financial Times
Video

Digitization in local development workshop in Senegal (French)