Digital Payments Resources

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Alliance Report

Scaling Responsible Digital Payments in the Indonesian Cocoa Sector

The Government of Indonesia, with the Indonesian cocoa sector and the Better Than Cash Alliance has conducted a first-of-its-kind sizing exercise to assess opportunities for digital financial inclusion for smallholder cocoa farmers.
© ©Better Than Cash Alliance/Erwin Nolido
Alliance Report

From 1% to 30%: the journey of the Philippines towards responsible digital payments

A founding member of the Better Than Cash Alliance, the Philippines has paved the path in transitioning to responsible digital payments, providing many key lessons and insights for other cou…
© © APEC | apec.org
Industry Report

Strategies and Initiatives on Digital Financial Inclusion: Lessons from Experiences of APEC Economies

Robust digital infrastructure, including internet connectivity and identification, encourages digital financial transactions.
© ©Center for Global Development
Industry Report

"Can Digital G2P Transfers Drive Financial Inclusion and Digital Payments? Evidence from India"

This paper explores factors that have driven the adoption of digital payments in India by beneficiaries of PMGKY, the large-scale COVID-19 relief program.
Industry Report

Empowering Women Entrepreneurs in India’s Largest Retail Sector: USAID and Mastercard Partner for Small Business Acceleration

Project Kirana is currently training 3,000 women shop owners and managers in the cities of Lucknow and Kanpur.
© ©HERproject
Industry Report

Within Reach: How Digital Wages That Work for Women Can Support Bangladesh’s Economic Future

HERproject’s research charts progress towards wage digitization in Bangladesh; three plausible alternative futures to what wage digitization may look like ten years from now; and recommendations to strengthen digital payment systems that empower workers.
© ©leszekglasner/Adobestock
Industry Report

The platform economy: Southeast Asia’s digital growth catalyst

This inaugural study from the Tech for Good Institute presents data-based insights and public-private perspectives on how to support the platform economy’s growth in Southeast Asia while mitigating its risks.
© ©IFC
Industry Report

IFC: Women and e-commerce in Southeast Asia

This report from IFC, the 1st large-scale use of platform data in the region, shows that growth could be higher with greater investment in women entrepreneurs.
© © Shutterstock/ Yaw Niel
Industry Report

COVID-19: Making the case for robust digital financial infrastructure

In this report, the relationship between financial infrastructure and the performance of disbursement programs in their design ambition and how well they delivered is assessed.
© © Better Than Cash Alliance
Industry Report

Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts

This working paper finds that the introduction of payroll accounts among largely unbanked factory workers in Bangladesh led to increased account use and consumer learning.
© © McKinsey & Company | mckinsey.com
Industry Report

The next frontier in Asia payments

Despite the near-term disruption to revenue growth related to the COVID-19 pandemic, Asia’s payments sector remains positioned for long-term success and is poised for a swift return to healthy growth.
Toolkit

Bill & Melinda Gates Foundation: The Impact of Mobile Money on Poverty

Mobile money accounts have spread widely in select regions of the developing world, particularly in Sub-Saharan Africa. This Research Brief focuses on the individual and household impacts of mobile money.
© © Junarya Photography
Alliance Report

Tax Digitalization in Indonesia: Success Factors and Pathways Forward

This paper sets out pathways forward to help realize the full potential of digitalization, with specific and practical recommendations.
© McKinsey & Company | mckinsey.com
Industry Report

Accelerating winds of change in global payments

The COVID-19 crisis is having a significant and widespread effect on global payments across sectors. The most striking and potentially lasting impact is an accelerating pace of change in the industry.
Video

What powers her loom? A story of women’s digital financial inclusion from Manipur, India

This two-minute video from the United Nations-based Better Than Cash Alliance is about Romita, a widow in the North East of India who opened a bank account to receive a government loan for a power loom.

Industry Report

Impact of demonetization on diffusion of mobile payment service in India: Antecedents of behavioral intention and adoption using extended UTAUT model

The paper shows that behavioral intention, demonetization and facilitating conditions have a positive impact on the adoption of mobile payment services in India.