Digital Payments Resources

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© ©World Bank
Industry Report

World Bank - Central Bank Digital Currency : A Payments Perspective

This guidance note examines key aspects of central bank digital currency (CBDC) design and implementation, and implications for financial systems worldwide.
© © Better Than Cash Alliance / Allan Gichigi
Industry Report

G2PX: Digitizing government-to-person payments

The G2PX initiative brings expertise across sectors to contribute to the broader agenda of improving government-to-person payments through digitization.
© Copyright Peter Ryan
In the Media

Financial inclusion is making great strides

View on The Economist
In the Media

'Unprecedented Opportunities' For Reaching The Unbanked

View on Forbes.com
© © Dayan Berhe / Better Than Cash Alliance
In the Media

Banque mondiale: comment le paiement mobile révolutionne les économies africaines

View on Juene Afrique (French)
In the Media

Insights from the World Bank's 2017 Global Findex database

View on Devex.com
© © REUTERS/Rupak De Chowdhuri
In the Media

Governments can fight corruption by joining the digital payment revolution

View on World Economic Forum
© © Copyright 2018 GSM Association
Industry Report

2017 State of the Industry Report on Mobile Money

The mobile money industry is now processing a billion dollars a day and generating direct revenues of over $2.4 billion. With 690 million registered accounts worldwide, mobile money has evol…
Industry Report

Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue Around the World

Using various global datasets, this study quantifies the effect of financial inclusion and digital payments on income and individual government tax revenues to be an additional $4.1 trillion in the world economy.
Industry Report

Digital Planet 2017: How Competitiveness and Trust in Digital Economies Vary Across the World

Today, over half of the world population lives in cities. By 2050, this number will increase to two-thirds. In this context, this study looks at the net benefits associated with adopting digital payments at the city-level.
Industry Report

The Global Findex Database 2017

The Global Findex database is the world’s most comprehensive data set on how adults save, borrow, make payments, and manage risk.
Industry Report

The March Towards Digital Money: Bringing The Underbanked In From The Cold

This report provides insights from the Digital Money Index, which tracks the development of digital money readiness in 84 countries. It shows a 5.5% improvement in overall digital money readiness over the last five years.

© ©Colin Crowley, Creative Commons
Industry Report

Limits to Cashless Payments and the Persistence of Cash. Hypotheses About Mexico

Although cashless payment instruments have been available in Mexico for some time, their rate of adoption was not remarkably fast, until the last 15 years. This chapter seeks to document this phenomenon and discuss some hypotheses on why the adoption rate is still low.
© © Bill & Melinda Gates Foundation
Industry Report

Universal Financial Access Global Payment Systems Survey 2015

The Global Payment Systems Survey (GPSS) covers cross-country comparisons and assess progress in national payments system development. The latest iteration (2018) shows the number of cashless transactions per capita per year (globally) increased by 25% as compared to 2015.

Industry Report

G20 High Level Principles for Digital Financial Inclusion

The principles, endorsed in 2016 during the G20 Chinese Presidency, catalyzes the adoption of digital approaches to achieve G20’s goals of financial inclusion, inclusive growth and increasing women’s economic participation.
Industry Report

Building digital ecosystem architectures: A guide to enterprise architecting digital technologies in the digital enterprise

This book defines digital ecosystems with examples from real industry cases and explores how enterprise architecture is evolving to enable physical and virtual, social, and material object collaboration and experience.