Digital Payments Resources

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© © Better Than Cash Alliance
Industry Report

Improving Financial Inclusion through the Delivery of Cash Transfer Programmes: The Case of Mexico's Progresa-Oportunidades-Prospera Programme

This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Progresa-Oportunidades-Prospera (POP) programme.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

New insights into inclusion-focused fintech 

The recently launched Inclusive Fintech 50 whitepaper looks at how early-stage fintechs are working on financial inclusion. Findings reveal that “funding is concentrated in several notable ways, innovation is not limited to technology and common standards are needed to bring clarity to the field.”
Industry Report

Latest trends in the field of "suptech"

This paper examines latest trends in suptech initiatives by looking at the work of 39 financial authorities globally.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

New blockchain for social impact report

The new Stanford Business “Blockchain for Social Impact" report is out! The most common use case among its sample of organizations is records and verification, whereas the challenges cited most often are regulatory. The interviewees reported that launching the project was harder than anticipated.
Industry Report

Blockchain for Social Business: Principles and Applications

This paper identifies and discusses principles and applications of Blockchain that enhance trust, transparency, and auditability in Social Business (SB) activities. It outlines the challenges related to creating a native cryptocurrency for SB, and barriers to infrastructure and technology adoption by different SB stakeholders.
© © Better Than Cash Alliance
Industry Report

Early Lessons on Regulatory Innovation to Enable Inclusive FinTech

Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation….
© © World Bank Group
Industry Report

Capturing Our Impact: Harnessing Innovation for Financial Inclusion

This World Bank e-book features stories, videos, and pictures that illustrate how digital innovation not only enables access to financial services for low-income people but also serves as an enabler for delivering clean water, solar energy, education, and more.

Industry Report

A systematic literature review of blockchain-based applications: Current status, classification and open issues

This work provides a systematic literature review of blockchain-based applications across mul-tiple domains. The aim is to investigate the current state of blockchain technology and its appl…
Industry Report

Mobile Technology and Financial Service Bundling: A Structural Estimation of Mobile Money

The paper examines the effects of mobile money as financial technology and service innovation on consumer demand, connecting the effects to the fast evolving mobile technologies (from 1G to 4G).

© © Better Than Cash Alliance
Industry Report

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…
Industry Report

Global Microscope 2018: The Enabling Environment for Financial Inclusion

It sets a model for an enabling environment for financial inclusion across five domains: 1. Government and Policy Support; 2. Stability and Integrity; 3. Products and Outlets; 4. Consumer Pr…
© © Better Than Cash Alliance
Industry Report

Financial inclusion, a driver of state building in India and Mexico?

This article situates latest trends within the evolution of Indian and Mexican social policies and discusses how on one hand financial inclusion policies allow vulnerable populations to access new rights while resulting in new ways of controlling consumer behavior.

© © Better Than Cash Alliance
Industry Report

Blockchain for humanitarian action and development aid

Blockchain technology is swiftly entering the fields of humanitarian and development aid. While it has the potential to revolutionize the aid sector, e.g., through pairing smart contracts wi…
Alliance Report

Achieving Development and Acceptance of an Open and Inclusive Digital Payments Infrastructure

A report by the Better Than Cash Alliance for the G20 Global Partnership for Financial Inclusion.
© gsma.com
Industry Report

Distribution 2.0: The future of mobile money agent distribution networks

In December 2017, there were over 2.9 million active agents and 690 million registered customer accounts worldwide. Primarily responsible for registering customer accounts, mobile money agen…
Industry Report

A Case Study on Monetary Fraud in a Cashless Economy

A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in cir…