Digital Payments Resources

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© © Better Than Cash Alliance
Industry Report

Improving Financial Inclusion through the Delivery of Cash Transfer Programmes: The Case of Mexico's Progresa-Oportunidades-Prospera Programme

This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Progresa-Oportunidades-Prospera (POP) programme.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

New insights into inclusion-focused fintech 

The recently launched Inclusive Fintech 50 whitepaper looks at how early-stage fintechs are working on financial inclusion. Findings reveal that “funding is concentrated in several notable ways, innovation is not limited to technology and common standards are needed to bring clarity to the field.”
Industry Report

Latest trends in the field of "suptech"

This paper examines latest trends in suptech initiatives by looking at the work of 39 financial authorities globally.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

New blockchain for social impact report

The new Stanford Business “Blockchain for Social Impact" report is out! The most common use case among its sample of organizations is records and verification, whereas the challenges cited most often are regulatory. The interviewees reported that launching the project was harder than anticipated.
Industry Report

Blockchain for Social Business: Principles and Applications

This paper identifies and discusses principles and applications of Blockchain that enhance trust, transparency, and auditability in Social Business (SB) activities. It outlines the challenges related to creating a native cryptocurrency for SB, and barriers to infrastructure and technology adoption by different SB stakeholders.
© © Better Than Cash Alliance
Industry Report

Early Lessons on Regulatory Innovation to Enable Inclusive FinTech

Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation….
© © World Bank Group
Industry Report

Capturing Our Impact: Harnessing Innovation for Financial Inclusion

This World Bank e-book features stories, videos, and pictures that illustrate how digital innovation not only enables access to financial services for low-income people but also serves as an enabler for delivering clean water, solar energy, education, and more.

Industry Report

A systematic literature review of blockchain-based applications: Current status, classification and open issues

This work provides a systematic literature review of blockchain-based applications across mul-tiple domains. The aim is to investigate the current state of blockchain technology and its appl…
In the Media

The Mobile Gender Gap Report 2019

View on GSMA
© ©Colin Crowley, Creative Commons
In the Media

Is cash still relevant?

View on The Banker (login required)
© © UNICEF Bangladesh
In the Media

Cash Digitization: UN Collaboration, Coordination, and Harmonization Opportunities

View on ReliefWeb
Industry Report

Mobile Technology and Financial Service Bundling: A Structural Estimation of Mobile Money

The paper examines the effects of mobile money as financial technology and service innovation on consumer demand, connecting the effects to the fast evolving mobile technologies (from 1G to 4G).

© © Better Than Cash Alliance
Industry Report

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…