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Understanding merchant payments landscape
A new Karandaaz study shows that around 95% of merchants in Pakistan do not accept digital payments. To promote adoption, it calls for creating awareness among users, better infrastructure, interoperability and reliability of services.
Mobile-delivered economic ID for inclusion of SMEs
Unregistered SMEs account for 65% of Nigeria’s GDP. Most of them often struggle to demonstrate their personal and business credentials to service providers and customers. This GSMA research finds that there is a need for new approaches to identity and mobile-delivered ‘economic ID’ solution holds promise.
Using digital tools to grow africulture and financial inclusion in Ethiopia
Ethiopia has a sole mobile network provider and a banking sector that is closed to foreign ownership. Does that make it easy for the government to take a rural-first approach to digitization? Learn about it more in this USAIDFeed The Future brief that also mentions the Alliance.
Growth of mobile financial services key learnings from literature, industry analysis and cases
This paper includes an extensive literature review on Mobile financial Services (MFS)and provides an overview of existing MFS landscape.
Small-scale Kenyan farmers use mobile money to turn remittances into farm profits
A study has found that Kenyan farmers who use mobile money have 35% higher profits per acre of banana production than non-users. Mobile money also increased household income by 40% and contr…
M-Shwari: Market Reactions and Potential Improvements
This Microsave report examines initial market perceptions to M-Shwari, a mobile banking service that allows M-PESA customers to borrow money and apply for emergency loans directly through th…
