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Our Work on Digital Public Infrastructure (DPI)

© ©Better Than Cash Alliance

1.4 billion adults globally remain unbanked, and an additional 400 million are underserved, limiting their access to basic financial services. Digital Public Infrastructure (DPI) has the potential to address these gaps by providing the foundational systems needed to build inclusive and efficient financial ecosystems.

How DPI Transforms Economies

DPI, encompassing digital payments, identification, and data exchange, can significantly accelerate financial inclusion and economic growth. By enabling secure, scalable, and interoperable systems, DPI reduces costs, enhances security, and expands access to underserved populations.

Our Focus Areas:

1. Bridging the Financial Inclusion Gap: In regions with strong DPI frameworks, the use of digital payments has increased by 22% annually, demonstrating its role in expanding financial services to previously excluded populations.

2. Strengthening Digital Ecosystems: DPI enhances the interoperability of financial systems, enabling seamless transactions across different platforms and reducing transaction costs. This supports the creation of a more inclusive and accessible financial ecosystem.

3. Driving Progress Towards SDGs: By improving access to financial services, healthcare, and economic opportunities, DPI helps fast-track progress towards several Sustainable Development Goals (SDGs), including poverty reduction, gender equality, and economic resilience.

Key highlights

  • Colombia: Supporting the development of Bre-B, an innovative interoperable payment platform, set to revolutionize Colombia’s financial landscape by 2025.
  • Pakistan: Partnering with the State Bank of Pakistan to promote digital payments through RAAST, focusing on merchant adoption and financial inclusion.
  • AfCFTA Digital Trade Protocol: Collaborating to integrate DPI and responsible digital payment principles into the African Continental Free Trade Area’s digital trade framework.

Our Initiatives on DPI Ecosystems that power the SDGs:

Climate Action: Expanding DPI to enhance climate resilience in collaboration with countries like the Philippines, Ethiopia, and Ghana.

Food Security: Scaling digital payments in agricultural value chains in Ghana and Ethiopia to improve transparency and financial inclusion.

Health & Wellbeing: Integrating digital payments into national health systems to improve transparency, reduce costs, and enhance service delivery.

Downloads

  • Unlocking Potential: Driving Global Financial Inclusion through Digital Public Infrastructure