Merchants

Aadhaar: Digital Inclusion and Public Services in India

Aadhaar, India’s program to provide a unique identity number for every resident, is the largest biometric identification program in the world. Launched in 2008, the program has created biome…

Debit cards provide flexbility to displaced families in Mali

August 2013 newsletter, Debit cards provide flexibility to displaced families in Mali, Giving Voice to Indonesian Cocoa Farmers on e-Services, Mobile Money Surveys

Leveraging Public-Private Partnership in the Philipines for Digital Financial Inclusion

His Excellency Jose L. Cuisia Jr., Ambassador of the Republic of the Philippines to the United States of America, and Mr. Paolo Eugenio Baltao, President, G-Xchange (a subsidiary of Globe Te…

Digitizing merchant payments in Bangladesh

Better placement of marketing materials can help boost usage of digital payments in small merchants. What are some other ways to drive usage? Read this IFC report that is based on feedback and learnings from early adopters of bKash in Bangladesh.

Two challenges to help two billion reach financial security

Reposted from the original Gates Foundation blog on Impatient Optimists. Until recently, achieving financial inclusion for the world’s unbanked poor was a pressing goal with perplexing obstacles.

Leaving Money on the Table: Corporate and SME Experiences of Digitizing Business Payments in the Philippines

This case study builds the evidence base regarding business payments in the Philippines, the incentives businesses face, and what it would take to shift corporates decisively to digital payments.

Country Diagnostic: The Philippines

This Better Than Cash Alliance diagnostic estimates that Filipinos make about 2.5 billion payments per month, or roughly 64 monthly payments per adult, corresponding to a monthly value of over US$74 billion.

Inclusive Growth Through Branchless Banking: A Review of Agent Banking and Its Impact

The paper explores the opportunities to overcome barriers to financial access in Bangladesh through branchless banking and emphasis that financial inclusion and inclusive growth could be advanced through existing work by Bangladesh bank on favorable agent banking policies

Mobile Financial Services In Bangladesh

The report provides an overview of the MFS progress in Bangladesh and discusses how selection of staff and beneficiaries from USAID agriculture and health projects are using both traditional and mobile financial services.

Beyond Cash: Incentivizing Merchant Acceptance in India

The report attempts to understand, for India, the factors that drive awareness and interest among current non-users of digital payments, analyze the experience of existing users and identify potential strategies to spur the adoption of digital payments among these consumers and merchants

India’s digital payments revolution

Joint post by Camilo Tellez-Merchan of Better than Cash Alliance and Vivek Belgavi of PwC India

Why Women Workers and Managers Prefer Electronic Wage Payments in Bangladesh

Payday can be an ordeal for women garment workers in Bangladesh. Often, they must wait in long lines, carry wads of cash through crowded streets, or encounter a mother-in-law demanding money…

Digitizing Wage Payments in Bangladesh’s Garment Production Sector

This report is the first of its kind to document key data points on the costs and benefits of wage digitization from a factory perspective.

UN report: Social network payments now reach nearly US $3 trillion in China

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Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries

This report examines two of China’s most far-reaching applications – WeChat and Alipay – and explores their role in the development of one of the world’s largest and most sophisticated digital payments ecosystems.

Alipay, WeChat Near $3 Trillion

Accelerating Financial Inclusion in South-East Asia with Digital Finance

Focussing on women, and micro, small, and medium enterprises (MSMEs), the paper highlights that digital financial solutions could play a significant part in closing gaps in financial inclusion and povides insights from Indonesia, Philippines, Cambodia, and Myanmar.

China cashing out as mobile payment soars (AFP)

China cashing out as mobile payment soars (The Business Times)