Wages

Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts

This working paper finds that the introduction of payroll accounts among largely unbanked factory workers in Bangladesh led to increased account use and consumer learning.

Inclusive digital payments solutions for the garment sector workers in Bangladesh

Digital Wages in Bangladesh Benefit Women

In Bangladesh, key public and private sector actors commit to scaling digital wages across garment sector

Dhaka, November 20, 2019 - Media release by Government of Bangladesh: Building on what has been achieved so far, the government and the private sector have committed to working together to…

Call to action: Digitizing workers’ payments in the garment sector in Bangladesh

Leading brands call on other companies and suppliers in Bangladesh to grasp the opportunity to drive inclusion, efficiency, and transparency through wage digitization…

Bangladesh Digital Wages Summit

Scaling Digital Wages: An Opportunity for Garment Employees and Manufacturers…

How to create modern G2P payment systems

New CGAP focus note explores the core idea behind future-ready G2P payments, lays out its advantages and challenges, and describes how governments can create modern G2P payments systems. It draws heavily from ongoing efforts in Bangladesh, India, Kenya, Tanzania and Zambia.

Do Mothers Prefer Digital Payments over Cash?

Government of Bangladesh shifted to digital payments to transfer education stipends directly to mobile phone accounts of nearly 13 million mothers. In this report, CGDev takes stock of how t…

Should graduation programmes replace the more conventional cash transfers? 

What comes after unconditional cash transfers? Does the inclusion of some form of graduation programs offer a more sustainable solution to poverty? Read this blog to learn more about the deb…

First look at how garment workers are being paid globally

In a first study of its kind, data from nearly 3,000 factories across 58 countries, reveals that paying workers digitally correlates positively with better working conditions.

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.

Financial inclusion, a driver of state building in India and Mexico?

This article situates latest trends within the evolution of Indian and Mexican social policies and discusses how on one hand financial inclusion policies allow vulnerable populations to access new rights while resulting in new ways of controlling consumer behavior.

The 1.5 Billion People Question: Food, Vouchers, or Cash Transfers?

With 1.5 billion people covered globally, food and voucher programs provide an important lifeline for the poor and vulnerable. The study – The 1.5 Billion People Question: Food, Vouchers or …

Bridging the Digital Divide and Supporting Increased Digital Trade: Scoping Study

The global economy is experiencing important technological shifts, with the rise of digital technology a key driver. This can be seen today in the rapid growth of the digital economy, broadl…

Branchless banking: Evaluating the doorstep delivery of financial services in rural India

This paper evaluates the effect on household savings of India’s recent financial inclusion drive, a drive that generated an unprecedented increase in access to financial institutions by usin…

The Future of Supply Chains: Why Companies are Digitizing Payments

New report underscores benefits of shifting from cash to digital payments in corporate supply chains.

Increasing partner loyalty through digital payments

The National Dairy Development Board digitized its payments to dairy farmers – unlocking significant business and social benefits.

Increasing supply chain transparency through digital payments

Gap Inc. has helped improve factory performance and promoted worker well-being by digitizing salaries for factory workers in India.

Increasing factory worker well-being through digital payroll

Leading apparel companies have collaborated with each other on the BSR Herfinance program to improve worker well-being through payroll digitization.

Gap Inc. Sets New Goal For Apparel Suppliers To Pay Garment Workers Digitally By 2020

Joins UN-based Better than Cash Alliance to Promote Financial Inclusion and Greater Supply Chain Transparency and Efficiency…