The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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This report explores implications of financial services’ digital transformation for market outcomes - and regulation and supervision - and how these interact.
The GSMA shares the latest mobile money data and insights, including that 1.35 billion registered accounts are processing $1 trillion in transactions annually.
This WEF report explores how redefining and measuring the way digital payments interact with one another can help drive economic growth and financial inclusion.
COVID-19 highlighted the crucial role of ID and digital G2P payment ecosystems. This report shares progress of ID4D and G2Px initiatives in 2021 and 2022 plans.
CGAP explore how financial services are changing through a business model lens, and what fintech’s ‘unbundling’ of banking means for financial inclusion.
The twelfth annual Financial Access Survey (FAS) reveals considerable expansion in the usage of digital financial services during COVID-19.
Innovating Digital Financial Services for Posts
Open source software can be a powerful tool in responsibly building digital economies. Public Digitals’s latest research outlining conditions for success for governments looking to adopt the technology.
Mastercard & Kearney explore the path to creating stronger, more resilient small businesses through and beyond COVID-19.
The Mastercard New Payments Index, conducted across 18 markets including Colombia, India, Kenya and Mexico, shows 93% of people will consider using at least one emerging payment method in the next year.
This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico’s Progresa-Oportunidades-Prospera (POP) programme.
The recently launched Inclusive Fintech 50 whitepaper looks at how early-stage fintechs are working on financial inclusion. Findings reveal that “funding is concentrated in several notable ways, innovation is not limited to technology and common standards are needed to bring clarity to the field.”
This paper examines latest trends in suptech initiatives by looking at the work of 39 financial authorities globally.
The new Stanford Business “Blockchain for Social Impact" report is out! The most common use case among its sample of organizations is records and verification, whereas the challenges cited most often are regulatory. The interviewees reported that launching the project was harder than anticipated.
This paper identifies and discusses principles and applications of Blockchain that enhance trust, transparency, and auditability in Social Business (SB) activities. It outlines the challenges related to creating a native cryptocurrency for SB, and barriers to infrastructure and technology adoption by different SB stakeholders.
Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation….
This World Bank e-book features stories, videos, and pictures that illustrate how digital innovation not only enables access to financial services for low-income people but also serves as an enabler for delivering clean water, solar energy, education, and more.
This work provides a systematic literature review of blockchain-based applications across mul-tiple domains. The aim is to investigate the current state of blockchain technology and its appl…
The paper examines the effects of mobile money as financial technology and service innovation on consumer demand, connecting the effects to the fast evolving mobile technologies (from 1G to 4G).
Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…