Governments

Open source in government: creating the conditions for success

Open source software can be a powerful tool in responsibly building digital economies. Public Digitals’s latest research outlining conditions for success for governments looking to adopt the technology.

G2PX: Digitizing government-to-person payments

The G2PX initiative brings expertise across sectors to contribute to the broader agenda of improving government-to-person payments through digitization.

Here’s how governments can help mobile phones become a humanitarian lifeline

This article outlines ways governments can step in to ensure mobile services help the world’s most vulnerable communities fight the pandemic and access essential support.

Policy and regulatory recommendations to facilitate mobile humanitarian and social assistance during COVID-19

This guidance note outlines the most significant challenges that MNOs face (or likely to face) in the context of supporting the delivery of humanitarian assistance in a COVID-19 world and offers relevant recommendations to governments on how to help address or mitigate these challenges.

From conditional cash transfers to fintech adoption

This paper looks at the impact of introducing debit cards for conditional cash transfers in urban areas of Mexico.

How policymakers can drive uptake of digital payments

New BCG publication discusses the foundational elements that raise the chances of a successful digital journey. Laying the foundations for a cashless economy, it says, should begin with an overarching national payments agenda driven by key stakeholders, including the government. 

Tech’s raid on the banks

Technology is shaking up the banking industry and The Economist is taking notice. This week's cover story discusses the potential risks and benefits of the “smartphone revolution in finance”…

Digital money: A journey worth taking

What four factors determine the digital money readiness of an economy? What measures can our member governments take to improve their ability to adopt digital payments widely? Read the lates…

Global Microscope 2018: The Enabling Environment for Financial Inclusion

It sets a model for an enabling environment for financial inclusion across five domains: 1. Government and Policy Support; 2. Stability and Integrity; 3. Products and Outlets; 4. Consumer Pr…

The trillion-dollar prize: Plugging government revenue leaks with advanced analytics

Governments can capture about 20% of leakages over several years of concentrated effort using digital payment data, alternative data sources, and advanced analytics. Worldwide, that represe…

Digital Planet 2017: How Competitiveness and Trust in Digital Economies Vary Across the World

Today, over half of the world population lives in cities. By 2050, this number will increase to two-thirds. In this context, this study looks at the net benefits associated with adopting digital payments at the city-level.

The March Towards Digital Money: Bringing The Underbanked In From The Cold

This report provides insights from the Digital Money Index, which tracks the development of digital money readiness in 84 countries. It shows a 5.5% improvement in overall digital money readiness over the last five years.

Making Electronic Payments Work for Humanitarian Response

This paper analyzes how existing Digital Financial Services initiatives can better align to support humanitarian response, and uses a framework for comprehensively considering e-payment preparedness. Central African Republic, Pakistan, Nigeria, the Philippines, Somalia, and Yemen have been evaluated as per the framework.

Guide to the Use of Digital Financial Services in Agriculture

This Guidebook provides an easy-to-use tool to understand how digital finance is helping addressing some of the challenges faced by smallholder farmers and includes some interesting use cases from Bangladesh, Malawi, Zimbabwe and Nigeria.

A market-building approach to financial inclusion

The market- building approach discuses the virtous cycle tied to digital payment platforms proliferate, increase in value proposition, a broad customer base and yet more innovative services tailored to the needs of people previously unbanked.

MIT Press Journal The end of financial marginalization is in sight: Here's the roadmap

The End of Financial Marginalization Is in Sight: Here’s the Roadmap

Launching a new toolkit: Digitising payments for businesses, governments and NGOs

The toolkit provides a comprehensive view of scale and nature of Mobile money opportunities; strategic considerations around interoperability and enabling third parties; further providing some insights and best practices around the same.

How advancing women’s equality can add $12 trillion to global growth

The McKinsey Global Institute has mapped 15 gender-equality indicators for 95 countries and finds that 40 of them have high or extremely high levels of gender inequality on at least half of the indicators.

Federal Reserve strategies for improving the US payment system

IMF Fiscal Transparency Code aligns with BTCA goals