Inter american development bank

World Bank - Central Bank Digital Currency : A Payments Perspective

This guidance note examines key aspects of central bank digital currency (CBDC) design and implementation, and implications for financial systems worldwide.

UNCDF 2020 Annual Report

‘Harnessing the true power of capital: Unlocking the growth potential of the last mile’, details recent achievements and future challenges in accelerating SDG achievement in LDCs.

A Case Study on Monetary Fraud in a Cashless Economy

A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in cir…

Branchless Banking in Pakistan: Opportunities and Challenges

The paper examines strengths, weakness, opportunities and threats of branchless banking and recommends some strategies around the identified challenges with a focus on Pakistan.

The Global Findex Database 2017

The Global Findex database is the world’s most comprehensive data set on how adults save, borrow, make payments, and manage risk.

Decade Edition of the State of the Industry Report on Mobile Money

The report charts the story of mobile money covering a decade of progress, industry lessons,impact and the future of the industry.

Limits to Cashless Payments and the Persistence of Cash. Hypotheses About Mexico

Although cashless payment instruments have been available in Mexico for some time, their rate of adoption was not remarkably fast, until the last 15 years. This chapter seeks to document this phenomenon and discuss some hypotheses on why the adoption rate is still low.

Universal Financial Access Global Payment Systems Survey 2015

The Global Payment Systems Survey (GPSS) covers cross-country comparisons and assess progress in national payments system development. The latest iteration (2018) shows the number of cashless transactions per capita per year (globally) increased by 25% as compared to 2015.

The risks of financial exclusion highlighted by G20 GPFI paper

The blog captures what have been done so far by international Standard Setting Bodies (SSBs) to incorporate aspects of financial exclusion and recommends a broad plan and concrete steps to move ahead for FATF and SSBs.

Basel standard setter: improving payments infrastructure accelerates financial inclusion

The report attempts to understand the factors that drive awareness and interest among current non-users of digital payments in India and analyzes the experience of current users and dentify potential strategies to spur the adoption among these consumers and merchants.

World Development Report 2016: Access to the Internet inadequate

USAID has commissioned this study to understand the perceptions towards digital payments among consumers and merchants in low-income communities. The research provides key findings from quantitative surveys carried out in Indian cities- Mumbai, Hyderabad, Kota, Vishakhapatnam, Guntur and Jaunpur,

Leapfrogging': of the Nature and Economic Implications of Mobile Money

This survey examines the evolution of mobile money, its important role in widening financial inclusion, and the impact of regulation on the development of mobile money systems.

MIT Press Journal The end of financial marginalization is in sight: Here's the roadmap

The End of Financial Marginalization Is in Sight: Here’s the Roadmap

Chilling effect of anti-money-laundering policies for poor countries

The report catalogues extensive suggestive evidence of some of the unintended consequences of AML/CFT and sanctions enforcement by FATF and SSBs simultaneously highlighting their role in increasing the safety and security of the global financial systems.

Launching a new toolkit: Digitising payments for businesses, governments and NGOs

The toolkit provides a comprehensive view of scale and nature of Mobile money opportunities; strategic considerations around interoperability and enabling third parties; further providing some insights and best practices around the same.

Disrupting Development with Digital Technologies