Digital id

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Global Resources >> Industry Reports

8 ways to boost Africa's digital ecosystem

The World Economic Forum and International Trade Centre’s “Africa e-commerce agenda” discusses 8 policy areas - including enhancing digital payments - that can help unleash the potential of e-commerce in the continent.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Drivers of digital payments

This study shows that per capita income, education, availability of digital infrastructure and greater internet penetration help in the growth of digital payments in an economy. For India, it suggests that the government should focus on providing a conducive macroeconomic environment and safe and easy access to digital infrastructure.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

How to consolidate gains in digital payments

This CG Dev paper, by Professor Njuguna Ndung’u, shows how M-Pesa’s success has led to a series of endogenous innovations that have shaped Kenya’s digital space. It outlines several important challenges that Kenya will need to address in order to further consolidate its success, including connectivity issues, digital ID, interoperability and consumer protection.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
News >> Ideas & Updates

“Botón PSE has changed the payment landscape in Colombia”

Interview with Gustavo Vega, President of the clearing house ACH Colombia
News >> Ideas & Updates

“Botón PSE ha transformado el panorama de pagos en Colombia”

Entrevista a Gustavo Vega, Presidente de la empresa ACH Colombia
News >> Newsletter

Digital payments and Public Financial Management

A new Center for Global Development policy paper explores the linkages between digitalization of payments and effective PFM systems.
Global Resources >> Industry Reports

Mobile-delivered economic ID for inclusion of SMEs

Unregistered SMEs account for 65% of Nigeria’s GDP. Most of them often struggle to demonstrate their personal and business credentials to service providers and customers. This GSMA research finds that there is a need for new approaches to identity and mobile-delivered ‘economic ID’ solution holds promise.
© © Better Than Cash Alliance / Allan Gichigi
Alliance Reports >> Flagship Publication

The Role of Digital Financial Inclusion in Preparing for Older Age and Retirements

This paper, jointly released by the Better Than Cash Alliance and the World Bank, summarizes and analyzes the financial challenges faced by older adults.
© © Shutterstock
Global Resources >> Industry Reports

The Effect of Payment Choices on Online Retail: Evidence from the 2016 Indian Demonetization

This Harvard Business School paper concludes that consumers who switch to digital payments maintain their purchase frequency but spend more and are less likely to return their purchases.
© © Better Than Cash Alliance
News >> Ideas & Updates

Blockchain: Cutting through the noise

Introduction: Framing of our blog series on distributed ledger technology…
News >> Ideas & Updates

Distributed Ledger Technology: What Is It and Why Do We Care?

Blockchain Series: Blog 1…
© © WFP
News >> Ideas & Updates

Distributed Ledgers: Looking Past the Hype

Blockchain Series: Blog 2…
© © Better Than Cash Alliance
News >> Ideas & Updates

DLT: Keep Calm and Let the Evidence Speak

Blockchain Series: Blog 3…
© © Fairfood Coconut Project
News >> Ideas & Updates

Distributed Ledger Technology and Digital Identity: Prospects and Pitfalls Ahead

Blockchain Series: Blog 4
© © WFP
News >> Ideas & Updates

Distributing Production: Can Distributed Ledgers Fuel a New Wave of Supply-Chain Innovation?

Blockchain Series: Blog 5
© © MM4P
News >> Ideas & Updates

Paying Across Borders: Can Distributed Ledgers Bring Us Closer Together?

Blockchain Series: Blog 6
© © Arne Hoel / World Bank
Alliance Reports >> Flagship Publication

Public Financial Management and the Digitalization of Payments

Joint report by the Better Than Cash Alliance, the Center for Global Development, and the Overseas Development Institute, building on work with the International Monetary Fund in 2017.
© © Bill & Melinda Gates Foundation
News >> Ideas & Updates

In the IMF’s Fight Against Corruption, Digital Payments are a Powerful Weapon

IMF managing director Christine Lagarde is to be applauded for her recent leadership in the fight against corruption, and her recognition that there is an increasingly limited role for cash …
Global Resources >> Industry Reports

Digital Payments Adoption and the Demand for Cash: New International Evidence

Cash remains in high demand despite measures by governments to keep funds digital. This Central Bank of Colombia study finds that economic growth and lower interest rates have a role to play.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

How policymakers can drive uptake of digital payments

New BCG publication discusses the foundational elements that raise the chances of a successful digital journey. Laying the foundations for a cashless economy, it says, should begin with an overarching national payments agenda driven by key stakeholders, including the government. 
© ©Bill & Melinda Gates Foundation/Frederic Courbet