Wages

Why Do Defaults Affect Behavior? Experimental Evidence from Afghanistan

We report on an experiment examining why default options impact behavior. By randomly assigning employees to different varieties of a salary-linked savings account, we find that default enro…

Gap Inc. sets new goal for apparel suppliers to pay garment workers digitally by 2020

Gap Inc. Sets New Goal For Apparel Suppliers To Pay Garment Workers Digitally By 2020

Joins UN-based Better than Cash Alliance to Promote Financial Inclusion and Greater Supply Chain Transparency and Efficiency…

Senegal’s commitment to digitizing payments at local level is setting an example for the region

Senegal has just announced a new partnership to accelerate the country’s transition from cash to digital payments, improving local governance and service delivery for its citizens.

Mobile money

This review provides an overview of the operations and impacts of mobile money in the developing world and discussing what the future of mobile money in developing economies may look like.

Gender and digital financial inclusion: What do we know and what do we need to know

This report undertakes a systematic review of key literature and identifies areas for further research and opportunities in the field of gender and financial inclusion, particularly digital financial inclusion.

Financial technologies paving a bright new path for the world's unbanked population

Based on a sample of 62 developing countries, the paper provides empirical analysis showing increase in the use of FinTech has a positive effect on the level of financial inclusion, which in turn advance sustainable economic development.

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.

Bringing E-money to the Poor: Successes and Failures

This report examines the successful lessons from Kenya, South Africa, Sri Lanka, and Thailand case studies of “gazelles", that leapt from limitation to innovation by successfully enabling the deployment of e-money technology.

A handbook on regional integration in Africa: Towards Agenda 2063

The Handbook advices and informs on current dynamics, opportunities, challenges and policy options for Africa’s regional integration agenda.

UN report: Social network payments now reach nearly US $3 trillion in China

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To improve the lives of nearly 2 million workers, H&M group will encourage suppliers to pay workers digitally

H&M group becomes the first global fashion brand to join the United Nations’ Better Than Cash Alliance…

Why Women Workers and Managers Prefer Electronic Wage Payments in Bangladesh

Payday can be an ordeal for women garment workers in Bangladesh. Often, they must wait in long lines, carry wads of cash through crowded streets, or encounter a mother-in-law demanding money…

How Digital Payments Are Connecting People With Opportunities To Improve Their Lives

This blog post was originally published in the Huffington Post…

Microfinance and Poverty Reduction: Is Social Protection the Missing Link?

The paper highlights that existing literature largely overlooks recent developments in the arena of social protection that are impacting financial needs of the poor and discusses some empirical findings from three Indian states.

Governance of Social Protection for Informal Sector Workers in Asia

This report covers overview and constraints of setting up a social protection system for informal workers in Asia. It also includes interesting case studies of some Asian countries including Bangladesh, the People’s Republic of China (PRC), Indonesia, Pakistan, and the Philippines.

Liberian Teacher ePayments: Stepping Stones to Inclusion

This blog, focussing on case of Liberia, discusses how digital payments are improving government service delivery and leading to higher take-home pay and improved transparency.

Country Diagnostic: Peru

This Diagnostic Study shows that Peru has a powerful opportunity to drive financial inclusion and continue modernizing its economy through further reforms to support digitization of payments.