The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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The book outlines a journey from enabling models of government and business to strategies for creating both financial and social inclusion and entrepreneurism as mechanisms for sustainable and inclusive growth.
by Era Dabla-Norris, Yan Ji, Robert Townsend, and D. Filiz Unsal …
In this report, McKinsey takes a comprehensive approach to quantifying the economic and social imact of digital finance in emerging economies.
The paper explores the opportunities to overcome barriers to financial access in Bangladesh through branchless banking and emphasis that financial inclusion and inclusive growth could be advanced through existing work by Bangladesh bank on favorable agent banking policies
In this report, McKinsey Global Institute discusses the opportunities and challenges in setting up a good digital ID system. It also features case studies on Nigeria, Ethiopia and India. …
This paper provides examples of how digitization in Kenya has supported the economy via a retail electronic payments system, financial inclusion, increased financial sector vibrancy, and pushed GDP growth with it.
This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.
The study provides emperical evidence of how the expansion of electronic payments has a significant, positive effect on future economic growth.
A study by Moody’s Analytics that looked at the impact of increased card penetration on the private consumption of 56 countries over five years.
Read the latest [2016 Report]( https://w…
The McKinsey Global Institute has mapped 15 gender-equality indicators for 95 countries and finds that 40 of them have high or extremely high levels of gender inequality on at least half of the indicators.
A practical guide to leveraging a market system development approach to decrease the digital and financial gender divide.
The principles, endorsed in 2016 during the G20 Chinese Presidency, catalyzes the adoption of digital approaches to achieve G20’s goals of financial inclusion, inclusive growth and increasing women’s economic participation.
At the heart of this financial transformation is the rise of digital payments services through which nearly any individual or business can send or receive money in real time for almost any p…
Central Bank of Egypt is promoting women’s financial inclusion through a set of different measures such as enabling the legal and regulatory framework conditions, modernizing the financial i…
Moody’s Economy.com recently completed a study to measure the economic impact of the shift from cash and checks to digital currency in 51 economies worldwide….
The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.
Through an interpretive case study of the Benazir Income Support Programme (BISP) in Pakistan, the paper investigates how the adoption of mobile phones enabled and constrained poor women for receiving G2P payments and its impact on poor households.
The aim of the paper is to bridge the theoretical and methodological gap to evaluate how the social construction of m-banking enables and constrains poor women to access G2P payments in Pakistan.
The market- building approach discuses the virtous cycle tied to digital payment platforms proliferate, increase in value proposition, a broad customer base and yet more innovative services tailored to the needs of people previously unbanked.
The paper studies the incidence of new mobile money excise duties on the adoption of electronic money.