Digitization

Distribution 2.0: The future of mobile money agent distribution networks

In December 2017, there were over 2.9 million active agents and 690 million registered customer accounts worldwide. Primarily responsible for registering customer accounts, mobile money agen…

Lessons from Rwanda: Harnessing public-private partnerships to drive payment digitization

By Oswell Kahonde and Juan Blanco

Driving to Scale: Bim’s Journey to Digital Financial Inclusion in Peru

Interview with Felipe Vásquez de Velasco, General Manager of Peruvian Digital Payments (PDP)

Building inclusive payment ecosystems in Tanzania and Ghana

At the heart of this financial transformation is the rise of digital payments services through which nearly any individual or business can send or receive money in real time for almost any p…

Why having less cash can mean a better life

A third of adults struggle to get by without basic financial services to protect against hardship and save for the future. Ruth Goodwin-Groen, of the UN-based Better Than Cash Alliance, expl…

Digital systems hasten service delivery

Financial inclusion is making great strides

10 reasons to be optimistic that full financial inclusion is possible through digital payments

As the world gets a progress report from the World Bank, the Alliance outlines 10 key reasons to be optimistic about the journey toward full financial inclusion.

“Digital payments can be a game-changer for farmers”

Interview with World Cocoa Foundation, Paul F. Macek, Vice President for Programs

2017 State of the Industry Report on Mobile Money

The mobile money industry is now processing a billion dollars a day and generating direct revenues of over $2.4 billion. With 690 million registered accounts worldwide, mobile money has evol…

Senegal’s commitment to digitizing payments at local level is setting an example for the region

Senegal has just announced a new partnership to accelerate the country’s transition from cash to digital payments, improving local governance and service delivery for its citizens.

Governments can use digital financial technologies to fight corruption

Ghana Country Diagnostic is out!

Ghana has made significant gains, including almost 100 percent government payments to people and payments within the government now processed digitally.

New UN report reveals momentum for digital payments in Ghana could save over GHS 1 billion within next four years

With 37 percent of the value of all payments now made digitally, Ghana is on course to be a leader in the region, with great potential to expand economic opportunities for businesses

Country Diagnostic: Ghana

This Diagnostic Report shows Ghana has taken important steps toward digitizing its economy, and has several of the building blocks of an inclusive digital ecosystem already in place.

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.

Branchless Banking in Pakistan: Opportunities and Challenges

The paper examines strengths, weakness, opportunities and threats of branchless banking and recommends some strategies around the identified challenges with a focus on Pakistan.

UN study: Digitization of Kenyan farmer payments helps tackle poverty

One Acre Fund cut payment losses and collection costs by over 80 percent, boosting farmers’ satisfaction and economic opportunity…

Interview with Maha Bahou, Central Bank of Jordan “Our strategy is national, not institutional”

Ms. Maha Bahou is the Executive Manager for Payment Systems & Domestic Banking Operations and Financial Inclusion Department at the Central Bank of Jordan (CBJ)….