Digitization

Instant Payments and Merchants— Pricing Policy Considerations

The paper explains the changes in pricing policy for instant payments compared to traditional card schemes and assesses their impact on market development.

Monetary Policy Implications of Central Bank Digital Currencies: Perspectives on Jurisdictions with Conventional and Islamic Banking Systems

Monetary policy implications of CBDCs in diverse banking systems.

Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Paraguay

Report on Paraguay’s COVID-19 policy response, digital financial services, and women’s financial inclusion.

Building Digital Finance Solutions for Women E-Commerce Entrepreneurs: A Demand-Side Exploration in Indonesia

Recommendations for better implementation of digital and financial programs, products, and services for women.

Mobile Money and the importance of timely, complete payments to frontline health campaign workers in the fight to eradicate polio: pilot experience from a WHO digital payment platform in Africa

Jordan: Retail Central Bank Digital Currency Exploration

The International Monetary Fund (IMF) analyzed the retail payments markets of Jordan to identify pain points that retail Central Bank Digital Currency (rCBDC) could address.

Promoting responsible digital wage payments

This ILO brief gives an overview of the different considerations to maximize the potential of digital wage payments.

Strategies and Initiatives on Digital Financial Inclusion: Lessons from Experiences of APEC Economies

Robust digital infrastructure, including internet connectivity and identification, encourages digital financial transactions.

Analysing faster payment systems (FPS)

This report looks at various faster payment systems (FPS) in the world and analyze the speeds at which payments are processed and settled.

Digital payments make gains but cash remains

While the digitalization of payments is a global trend, payment habits still differ across countries. Interoperability of payment systems within and between countries is key to ensuring that payments can be made seamlessly.

Sustaining digital payments growth: Winning models in emerging markets

An article by McKinsey that explores which digital payments models are best placed to gain momentum in emerging markets and what innovations may lie on the horizon.

Interlinking payment systems and the role of application programming interfaces: a framework for cross-border payments Report to the G20

Interlinking arrangements’ benefits, challenges and risks.

"Can Digital G2P Transfers Drive Financial Inclusion and Digital Payments? Evidence from India"

This paper explores factors that have driven the adoption of digital payments in India by beneficiaries of PMGKY, the large-scale COVID-19 relief program.

Accelerating Digital Payments in Latin America and the Caribbean

The World Economic Forum and IDB Lab explore how digital payments in Latin America & the Caribbean can continue to evolve in an open, inclusive and safe manner.

The Digital Public Goods Charter

Co-led by the Digital Public Goods Alliance and DIAL, the Charter aims to secure cross-sector commitments to safe, inclusive digital public infrastructure.

Defining and Measuring Payment Interoperability

This WEF report explores how redefining and measuring the way digital payments interact with one another can help drive economic growth and financial inclusion.

Beneficiary Experience of Digital G2P Payments in Bangladesh, Colombia, and the Philippines

This IPA study from the Philippines, Colombia & Bangladesh explores consumers’ experience with digital G2P cash transfers during COVID-19.

World Bank - Central Bank Digital Currency : A Payments Perspective

This guidance note examines key aspects of central bank digital currency (CBDC) design and implementation, and implications for financial systems worldwide.

Financial Access Survey: 2021 Trends and Developments

The twelfth annual Financial Access Survey (FAS) reveals considerable expansion in the usage of digital financial services during COVID-19.

Innovating Digital Financial Services for Posts

Innovating Digital Financial Services for Posts