Lancement de la plateforme ‘’Sunu CMU’’

Basic Regulatory Enablers for Achieving Universal Financial Access: CGAP’s Insights from the Field

In this webinar, CGAP experts, Ivo Jenik and Max Mattern, discuss four basic regulatory enablers that can help promote adoption of DFS and present case studies on Ghana and Tanzania.

Advancing financial inclusion: Nigeria Study

For Nigeria to see broad adoption of digital payments it must find ways to encourage merchants and consumers to adopt them across a range of payment use cases. This pilot study by insight2impact highlights how transactional data can support an evidence-led strategy for digital adoption.

Balancing financial inclusion and data protection in South Africa: Black Sash Trust v Minister of Social Development

The article advances the argument that effective participation of social grant beneficiaries in the financial services sector can be realized if personal data protection measures are taken seriously.

Numérisation des paiements : Atelier de pré-validation du rapport provisoire d'études

Digital India

What measures can businesses, governments, and individuals take to make a smooth transition into the digital economy? Read this in-depth analysis by McKinsey that details the state of digitization in the country and the pace at which it is happening. 

Impact of trust on information sharing

This paper shows that trust is a strong driver of mobile wallet adoption. The study also confirms the positive impact of trust on consumer's willingness to share 'information', which is crucial for co-creation of service.

Management of Mobile Financial Services—Review and Way Forward

The paper provides an extensive literature review of the existing global MFS industrya and discusses key learning and recommendations based on insights from ‘Easypaisa’ in Pakistan.

Is mobile payment still relevant in the fintech era?

This study analyzes whether mobile payments are still relevant for the fintech industry by comparing three mobile payment projects – Oi Paggo in Brazil, TCASH in Indonesia, and M-PESA in Kenya.

Next Steps for the Digital Revolution in Africa: Inclusive Growth and Job Creation Lessons from Kenya

This paper provides examples of how digitization in Kenya has supported the economy via a retail electronic payments system, financial inclusion, increased financial sector vibrancy, and pushed GDP growth with it.

Household finance and economic development

This chapter provides an overview of financial inclusion around the world and discusses the empirical evidence on how the use of formal financial services significantly contribute to inclusive growth and economic development.

Fintech for promoting financial inclusion in Vietnam: fact findings and policy implications

This paper analyzes the legal framework and actual operations of fintech in Vietnam, assesses the opportunities and challenges and proposes recommendations for better application of fintech for promoting financial inclusion.

La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB du Sénégal

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year (CNBC)

Sénégal: La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB

Communiqué de presse du Gouvernement du Sénégal, l’Alliance Better Than Cash et MM4P

Country Diagnostic: Senegal

Digitization of payments: a source of growth and inclusive development