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Business model innovation: pervasiveness of mobile banking ecosystem and activity system–an illustrative case of Telenor Easypaisa

“Purpose – The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of busin…

Building consumer demand for digital financial services–the new regulatory frontier

Digital financial services (DFS) are held out as key financial solutions for improving financial inclusion. However, targeted end users often offer little in the way of obvious profitable op…

Barriers to transforming government in Jamaica: challenges to implementing initiatives to enhance the efficiency, effectiveness and service delivery of government through ICTs (e-Government)

It can be argued from the data analyzed that the factors which undermine the use of ICTs to improve government efficiency, effectiveness and public service delivery in Jamaica include: techn…

Bank on Her: The Smart Solution for Financial Inclusion

Including more women in the informal sector specifically leads to countless benefits besides increased economic growth. Studies show that when a woman controls her own finances, she invests …

Country Diagnostic: Nigeria

This diagnostic measures the current state of the transition from cash to electronic payments by estimating volumes and values of payments made in Nigeria, as well as assessing the likelihood of further movement by looking at payment use cases associated with each key shift stage.

Nigeria’s “Cashless” policy

This case study features four large businesses that have derived clear benefits by early adoption of digital payments.

Africa agriculture status report 2015: Youth and agriculture in Sub-Saharan Africa

Each year, 10 million young Africans enter the continent’s workforce, more than ever before. Although this highlights the great challenge of youth unemployment, it could also be a great oppo…

Adoption of e-procurement strategy and procurement performance in state corporations in Kenya (A case of Kenya Revenue Authority)

E-procurement is the use of information technology in managing the procurement process in the organization with an aim of improving the procurement process. The study is aimed at determine R…

10 Better Than Cash Alliance members featured in the Brookings Scorecard on digital financial inclusion

The Government of India joins the Better Than Cash Alliance

The Government of India has joined the UN-based Better Than Cash Alliance in an extension of the Indian Government’s commitment to reduce cash in its economy.

Disrupting Development with Digital Technologies

Country Diagnostic: The Philippines

This Better Than Cash Alliance diagnostic estimates that Filipinos make about 2.5 billion payments per month, or roughly 64 monthly payments per adult, corresponding to a monthly value of over US$74 billion.

Cashing out: Ruth Goodwin Groen in The Economist Intelligence Unit

Crossposted from the original post that appeared in The Economist Intelligence Unit…

The Better Than Cash Journey: Concern and CARE

This is the fourth in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

The Better Than Cash Journey: Kenya and Rwanda

This is the third in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members.

The Better Than Cash Journey: Colombia & Malawi

This is the second in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

Grupo Bimbo joins the Better Than Cash Alliance to help small businesses in Mexico boost profits

Through Red Qiubo, Grupo Bimbo provides small businesses with the necessary technology to accept digital payments in their operations.

DaviPlata: Taking Mobile G2P Payments to Scale in Colombia

This CGAP research paper describes the key challenges Davivienda, a Colombian bank faced through the journey to delivery G2P payments over mobile: how the service delivery model had to be ad…

Leaving Money on the Table: Corporate and SME Experiences of Digitizing Business Payments in the Philippines

This case study builds the evidence base regarding business payments in the Philippines, the incentives businesses face, and what it would take to shift corporates decisively to digital payments.

Closing the gender gap in mobile phone access and use

Guest post by Shireen Santosham, GSMA Connected Women