Merchants

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Global Resources >> Industry Reports

Mobile-delivered economic ID for inclusion of SMEs

Unregistered SMEs account for 65% of Nigeria’s GDP. Most of them often struggle to demonstrate their personal and business credentials to service providers and customers. This GSMA research finds that there is a need for new approaches to identity and mobile-delivered ‘economic ID’ solution holds promise.
© © Better Than Cash Alliance / Allan Gichigi
Global Resources >> Industry Reports

The Effect of Payment Choices on Online Retail: Evidence from the 2016 Indian Demonetization

This Harvard Business School paper concludes that consumers who switch to digital payments maintain their purchase frequency but spend more and are less likely to return their purchases.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Perspectives from SME banking leaders

IFC report aggregates responses from 114 SME banking executives serving more than 17.5 million small businesses.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
News >> Ideas & Updates

DLT: Keep Calm and Let the Evidence Speak

Blockchain Series: Blog 3…
© © Fairfood Coconut Project
News >> Ideas & Updates

Distributing Production: Can Distributed Ledgers Fuel a New Wave of Supply-Chain Innovation?

Blockchain Series: Blog 5
© © MM4P
Global Resources >> Videos

Digitising the agricultural last mile in Ghana: MTN Mobile Money’s mAgric

MTN has piloted a mobile-based solution, mAgric, that enables agribusinesses to digitize payments to farmers. Learn more in this GSMA video.
© © GSMA
Global Resources >> Videos

Bringing efficiency to Kenya’s dairy value chain: Virtual City’s Agrimanagr

Kenyan AgTech company, Virtual City, has created a mobile-based tool called Agrimanagr that enables digitization of dairy value chain. Watch the video to learn more.
© © GSMA
Global Resources >> Industry Reports

What explains low adoption of digital payment technologies? Evidence from small-scale merchants in Jaipur, India

New research from India states that low adoption of digital payments among small retailers is not a result of supply-side barriers, such as affordability and availability. It is due to deman…
© © Better Than Cash Alliance
Global Resources >> Industry Reports

How one platform connects cities and boosts small businesses

How can platform approaches drive the digitization of cities? Learn how CIVICO and Accion are helping customers and small businesses, in Bogota, Mexico City, and Santiago, connect and transact.
© © Bill & Melinda Gates Foundation
Global Resources >> Industry Reports

Mexican customers want their financial service providers to offer convenience

2 out of 3 Mexicans now have access to formal financial products yet most of them still prefer cash. This insights2impact report suggests that to sway consumers, you have to provide them with the same convenience, flexibility, and sense of belonging as informal and social alternatives.
News >> Newsletter

Celebrating Women’s Day!

This International Women’s Day, Marks & Spencer (M&S) is joining our Alliance to help advance the Sustainable Development Goals.
© © BSR.org
Global Resources >> Industry Reports

Cash usage behaviour and its implication for digital payments: A case of Ghana and Nigeria's smallholder cassava value chain

Education programs and awareness campaigns can help improve mobile money usage among smallholder cassava farmers in Nigeria and Ghana. Better agent network and incentives may help too. Read …
Global Resources >> Toolkits

How digitized supply chain finance can help small merchants grow Toolkit

This guide is for institutions interested in developing a supply chain finance solution.

© © Mercy Corps
Global Resources >> Industry Reports

Using digital tools to grow africulture and financial inclusion in Ethiopia

Ethiopia has a sole mobile network provider and a banking sector that is closed to foreign ownership. Does that make it easy for the government to take a rural-first approach to digitization? Learn about it more in this USAIDFeed The Future brief that also mentions the Alliance.
© © Dayan Berhe / Better Than Cash Alliance
Global Resources >> Industry Reports

Mapping the Merchant's Mind: An Analysis of Digital Payment Behaviors by Fixed Store Merchants in Jaipur

A year and a half post demonetization, only about 5% of India’s ~60 million MSMEs own digital acceptance devices. This report provides a deeper context and recommendations on small business profiles, infrastructure, needs, behaviors, and perceptions.

© © Visa report cover
Global Resources >> Industry Reports

Is mobile payment still relevant in the fintech era?

This study analyzes whether mobile payments are still relevant for the fintech industry by comparing three mobile payment projects – Oi Paggo in Brazil, TCASH in Indonesia, and M-PESA in Kenya.

News >> Ideas & Updates

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P…
© © Better Than Cash Alliance
News >> Newsletter

First look at how garment workers are being paid globally

In a first study of its kind, data from nearly 3,000 factories across 58 countries, reveals that paying workers digitally correlates positively with better working conditions.
© © ILO / Better Work
News >> Ideas & Updates

Factories paying workers digitally are five times more likely to provide good social and labor practices

New data gathered from the Higg Index from 3,000 factories in 58 countries
© © BSR
News >> Ideas & Updates

Accelerating the SDGs: How Digital Finance Can Ignite Faster Progress Toward the Global Goals

As world leaders met at the U.N. General Assembly in New York last week, many discussions focused on how to ignite greater progress toward the SDGs.

© @ Shutterstock