The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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Digital technology is creating exciting opportunities to reach financially unserved and underserved low-income customers. New guidelines on Responsible Digital Financial Services will help fintech investors and digital finance innovators seize the opportunities, mitigate the risks, and ensure that digital financial services are responsible, sustainable, and profitable. Find out more in this short video interview.
This blog was originally published on BSR.org
This blog was originally published on The Practitioner Hub for Inclusive Business
Interview with World Cocoa Foundation, Paul F. Macek, Vice President for Programs
The use of digital cards for government safety net transfers enhanced women's decision-making power in the household and led to a 92% increase in women's likelihood of participating in the labor market.
Reserve Bank of India has issued the final enabling framework for setting up a regulatory sandbox. This will allow fintechs to test their applications in a flexible regulatory environment before introducing them in the wider market.
In this thesis, we explore the Blockchain technology to improvise Aadhaar, a centralized paradigm to a de-centralized one. I have explored the ways in which the current welfare services could be evolved on the re-imagined Aadhaar system with Blockchain..
The payment market has many electronic instruments like cards and mobile phones competing with cash for market share. This thesis compares costs, involving two components: (i) the cost of implementing and maintaining an economy where the instrument can be used and, (ii) the losses suffered due to abuse of the payment instrument, for cash and card instruments.
This review provides an overview of the operations and impacts of mobile money in the developing world and discussing what the future of mobile money in developing economies may look like.
This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.
This paper examines the effects of mobile money, in Uganda, on aggregate economic activity and other macroeconomic variables, specifically showing positive effects on monetary aggregates, the consumer price index, and private sector credit.
To effectively use of mobile technologies, this study develops a multifaceted framework to analyze critical success factors and determine an optimal solution for mobile technology adoption in travel agencies.
This report finds and discusses that contrary to a popular narrative of competition between the legacy providers and newcomers in the market, financial institutions view fintechs as great partners for innovation and envisions more such partnerships as institutions learn from successful cases.
The handbook emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing and summaries standard models of various new technologies.
This report undertakes a systematic review of key literature and identifies areas for further research and opportunities in the field of gender and financial inclusion, particularly digital financial inclusion.
This study designs business models for electronic payment services, utilizing the principle of branchless banking and reviewing relevant aspects of IT risk management, for rural area communities in Indonesia.
"The paper evaluates the level of financial inclusion in Republic of Macedonia through analazysis of indicators in some basic categories like number of accounts, borrowed funds and payment services. "
Using various global datasets, this study quantifies the effect of financial inclusion and digital payments on income and individual government tax revenues to be an additional $4.1 trillion in the world economy.
Users of Ant Financial’s digital finance platform have prevented 150,000 tons of carbon emissions in just nine months by monitoring the environmental friendliness of their potential purchases and adapting their purchase decisions accordingly.