The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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We report on an experiment examining why default options impact behavior. By randomly assigning employees to different varieties of a salary-linked savings account, we find that default enro…
This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.
This study designs business models for electronic payment services, utilizing the principle of branchless banking and reviewing relevant aspects of IT risk management, for rural area communities in Indonesia.
The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.
This report examines the successful lessons from Kenya, South Africa, Sri Lanka, and Thailand case studies of “gazelles", that leapt from limitation to innovation by successfully enabling the deployment of e-money technology.
The Handbook advices and informs on current dynamics, opportunities, challenges and policy options for Africa’s regional integration agenda.
Focussing on women, and micro, small, and medium enterprises (MSMEs), the paper highlights that digital financial solutions could play a significant part in closing gaps in financial inclusion and povides insights from Indonesia, Philippines, Cambodia, and Myanmar.
This paper considers the impact of the regulatory environment on mobile payments as a channel for delivering inclusive financial services using Kenya, Brazil and India as case studies.
The National Dairy Development Board digitized its payments to dairy farmers – unlocking significant business and social benefits.
This paper suggests pathways forward to help realize these benefits, with specific recommendations.
A third of adults struggle to get by without basic financial services to protect against hardship and save for the future. Ruth Goodwin-Groen, of the UN-based Better Than Cash Alliance, expl…
Planning: Vision and commitment to make digital payments a national priority
By BTCA Communications Team…
Ingreso Solidario is a COVID-19 social protection programme in Colombia benefitting 3 million households. It shows digital payments can be rapidly dispersed across multiple channels.
Development Research Group When the Better Than Cash Alliance (BTCA) was formed almost three years ago, about half of the world’s adult population had some type of bank account. Last week th…
What being gender intentional has taught us about advancing digital financial equality for women.
Government of Pakistan joins the United Nations’ Better Than Cash Alliance to create inclusive economic growth and a more efficient market structure…
This blog post was originally published in the Action 2030 Blog on unsdg.un.org.
Blockchain Series: Blog 4
Opening new payment gateways for merchants presents risks but much greater opportunities. Striking the right balance between fostering innovative services and managing risk is crucial.