Innovation

297 results

Global Resources >> Industry Reports

Aadhaar & Blockchain: opportunities and challenges for India

In India, the inability to prove one’s identity is one of the biggest barriers that prevents the poor from accessing benefits and subsidies. India is a country with 1.3 billion residents in …
Global Resources >> Videos

Raisina 2018 | Digital Money: Innovating with India for the World

Global Resources >> Industry Reports

A Case Study on Monetary Fraud in a Cashless Economy

A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in cir…
Global Resources >> Industry Reports

Mobile money

This review provides an overview of the operations and impacts of mobile money in the developing world and discussing what the future of mobile money in developing economies may look like.
© © Bill & Melinda Gates Foundation
Global Resources >> Industry Reports

Mobile banking: A potential catalyst for financial inclusion and growth in Pakistan

This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Identifying the critical success factors and an optimal solution for mobile technology adoption in travel agencies

To effectively use of mobile technologies, this study develops a multifaceted framework to analyze critical success factors and determine an optimal solution for mobile technology adoption in travel agencies.

Global Resources >> Industry Reports

How financial institutions and fintechs are partnering for inclusion: Lessons from the frontlines

This report finds and discusses that contrary to a popular narrative of competition between the legacy providers and newcomers in the market, financial institutions view fintechs as great partners for innovation and envisions more such partnerships as institutions learn from successful cases.
Global Resources >> Industry Reports

Handbook of blockchain, digital finance, and inclusion: cryptocurrency, fintech, insurtech, regulation, Chinatech, mobile security, and distributed ledger

The handbook emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing and summaries standard models of various new technologies.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Gender and digital financial inclusion: What do we know and what do we need to know

This report undertakes a systematic review of key literature and identifies areas for further research and opportunities in the field of gender and financial inclusion, particularly digital financial inclusion.

Global Resources >> Industry Reports

Financial technology business model as branchless banking for people in rural areas: Case study: Indonesia

This study designs business models for electronic payment services, utilizing the principle of branchless banking and reviewing relevant aspects of IT risk management, for rural area communities in Indonesia.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Financial inclusion: The case of Republic of Macedonia

“The paper evaluates the level of financial inclusion in Republic of Macedonia through analazysis of indicators in some basic categories like number of accounts, borrowed funds and payment services. ”
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue Around the World

Using various global datasets, this study quantifies the effect of financial inclusion and digital payments on income and individual government tax revenues to be an additional $4.1 trillion in the world economy.
News >> Ideas & Updates

In India, digital payments are changing the game for women entrepreneurs

This blog post was originally published in the Huffington Post
Global Resources >> Industry Reports

Green Finance Opportunities in ASEAN

Users of Ant Financial’s digital finance platform have prevented 150,000 tons of carbon emissions in just nine months by monitoring the environmental friendliness of their potential purchase…
© © Better Than Cash Alliance
News >> Ideas & Updates

New UN report reveals momentum for digital payments in Ghana could save over GHS 1 billion within next four years

With 37 percent of the value of all payments now made digitally, Ghana is on course to be a leader in the region, with great potential to expand economic opportunities for businesses
© © Better Than Cash Alliance / Emmanuel Doe
Global Resources >> Industry Reports

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Innovations for a cashless world

The report illuminates trends shaping the future of commerce and provides insights from Visa’s third annual Future of Payments study based on 9,200 online surveys across 16 countries.
Global Resources >> Industry Reports

Bringing E-money to the Poor: Successes and Failures

This report examines the successful lessons from Kenya, South Africa, Sri Lanka, and Thailand case studies of “gazelles", that leapt from limitation to innovation by successfully enabling the deployment of e-money technology.

Global Resources >> Industry Reports

Branchless Banking in Pakistan: Opportunities and Challenges

The paper examines strengths, weakness, opportunities and threats of branchless banking and recommends some strategies around the identified challenges with a focus on Pakistan.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Digital Planet 2017: How Competitiveness and Trust in Digital Economies Vary Across the World

Today, over half of the world population lives in cities. By 2050, this number will increase to two-thirds. In this context, this study looks at the net benefits associated with adopting digital payments at the city-level.