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Global Resources >> Industry Reports

Interoperability Between Central Bank Digital Currency Systems and Fast Payment Systems: A Technical Perspective

This report delves into the interoperability between central bank digital currencies (CBDCs) and fast payment systems (FPS).

© © 2024 The World Bank
Global Resources >> Industry Reports

The Promises of Digital Bank Accounts for Low-income Individuals

This report examines the impact of transitioning beneficiaries of a large-scale cash transfer program from cash to direct deposits into digital bank accounts.
© Copyright © 2023 Banco Interamericano de Desarrollo.
Global Resources >> Industry Reports

Advancing Women-Led MSMEs through Digital Financial Inclusion

This paper outlines enablers and examples for policymakers, financial service providers, and civil society organizations to empower women entrepreneurs in leveraging digital financial services.
© Shutterstock
Global Resources >> Industry Reports

Financing Programs for Women's Financial Inclusion and Access to Finance for Women MSMEs

The survey identifies current public development banks practices, trends and innovations in financing programs targeting women’s financial inclusion.
© Copyright © 2023 Inter-American Development Bank
Global Resources >> Industry Reports

Is the Magic Happening? A Systematic Literature Review of the Economic Multiplier of Cash Transfers

Cash transfer programs can have significant impacts on economic growth, poverty reduction, and social protection.
© ©World Bank | worldbank.org
Global Resources >> Industry Reports

Open Finance in Latin America and the Caribbean: Great Opportunities, Large Challenges

Lists the benefits of open finance: increased competition, transparency, inclusion; and the challenges of ensuring privacy, security, and consumer rights.

© © 2023 Inter-American Development Bank ("IDB") | www.iadb.org
Global Resources >> Industry Reports

Monetary Policy Implications of Central Bank Digital Currencies: Perspectives on Jurisdictions with Conventional and Islamic Banking Systems

Monetary policy implications of CBDCs in diverse banking systems.

© © International Monetary Fund | imf.org
Global Resources >> Industry Reports

Jordan: Retail Central Bank Digital Currency Exploration

The International Monetary Fund (IMF) analyzed the retail payments markets of Jordan to identify pain points that retail Central Bank Digital Currency (rCBDC) could address.
© © International Monetary Fund | imf.org
Global Resources >> Industry Reports

CBDC: Expanding Financial Inclusion or Deepening the Divide?

A resource on how to design a digital currency that expands financial inclusion and operates in the public interest rather than one that exacerbates or even creates a new digital divide for currency.
© ©MIT Digital Currency Initiative | https://dci.mit.edu
Global Resources >> Industry Reports

World Bank: Global Findex

World Bank’s Global Findex is a definitive source on access to financial services. 2021 findings show the account ownership gender gap has narrowed globally.
© ©The Global Findex Database 2021 | worldbank.org
Global Resources >> Industry Reports

World Bank: Fintech and the Future of Finance

This report explores implications of financial services’ digital transformation for market outcomes - and regulation and supervision - and how these interact.
© ©World Bank
Global Resources >> Industry Reports

World Bank - Central Bank Digital Currency : A Payments Perspective

This guidance note examines key aspects of central bank digital currency (CBDC) design and implementation, and implications for financial systems worldwide.
© ©World Bank
Global Resources >> Industry Reports

World Development Report 2021: Data for Better Lives

The latest edition of the World Development Report from the World Bank provides a blueprint on how to harness the power of data for development, to ensure no one is left behind.
© The World Bank
Global Resources >> Industry Reports

Instant Secure Mobile Payment Scheme

The paper proposes a new communication network, Speed PAy, that jointly connects the banks together and allows the customers to process all kind of transactions with the use of their cell phones and without the need for a new SIM.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Leveraging Digital Financial Solutions to Promote Formal Business Participation

This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through mobile phones and the internet can play in encouraging businesses to formalize their operations.
Global Resources >> Industry Reports

Strategies for fintechs in the Pacific 

New IMF paper outlines policy strategies to help promote financial inclusion through fintechs in the Pacific Island countries. It calls on governments to close regulatory gaps and enhance digital and financial literacy while urging fintechs to take a regional approach to overcome scalability constraints.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Role of education in financial inclusion of women 

Columbia University paper finds that even when they are given the opportunity, many of India’s poor women opt out of actively engaging with the formal banking institutions. It finds that education is a significant determinant in shaping the financial decisions of India’s poor women.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Perspectives from SME banking leaders

IFC report aggregates responses from 114 SME banking executives serving more than 17.5 million small businesses.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Telecom vs. banking-led models of financial inclusion 

Low incomes, costs incurred in account ownership, distance from a bank, financial illiteracy and lack of relevant documentation explain low levels of financial inclusion in both India and Africa. In this brief, experts from the Overseas Development Institute discuss what both regions can learn from each other’s efforts to tackle these issues.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

In South-East Asia, Grab and Gojek bring banking to the masses

Why should retailers shift to digital payments? An average digital payments user of Grab, a ride-hailing service, makes twice as many transactions than those who use cash and is 30% more lik…
© ©Better Work - ILO/ IFC