The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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This paper provides examples of how digitization in Kenya has supported the economy via a retail electronic payments system, financial inclusion, increased financial sector vibrancy, and pushed GDP growth with it.
This chapter provides an overview of financial inclusion around the world and discusses the empirical evidence on how the use of formal financial services significantly contribute to inclusive growth and economic development.
At the heart of this financial transformation is the rise of digital payments services through which nearly any individual or business can send or receive money in real time for almost any p…
The mobile money industry is now processing a billion dollars a day and generating direct revenues of over $2.4 billion. With 690 million registered accounts worldwide, mobile money has evol…
This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.
This paper includes an extensive literature review on Mobile financial Services (MFS)and provides an overview of existing MFS landscape.
Today, over half of the world population lives in cities. By 2050, this number will increase to two-thirds. In this context, this study looks at the net benefits associated with adopting digital payments at the city-level.
The Global Findex database is the world’s most comprehensive data set on how adults save, borrow, make payments, and manage risk.
The report charts the story of mobile money covering a decade of progress, industry lessons,impact and the future of the industry.
Although cashless payment instruments have been available in Mexico for some time, their rate of adoption was not remarkably fast, until the last 15 years. This chapter seeks to document this phenomenon and discuss some hypotheses on why the adoption rate is still low.
The Global Payment Systems Survey (GPSS) covers cross-country comparisons and assess progress in national payments system development. The latest iteration (2018) shows the number of cashless transactions per capita per year (globally) increased by 25% as compared to 2015.
In this report, McKinsey takes a comprehensive approach to quantifying the economic and social imact of digital finance in emerging economies.
The principles, endorsed in 2016 during the G20 Chinese Presidency, catalyzes the adoption of digital approaches to achieve G20’s goals of financial inclusion, inclusive growth and increasing women’s economic participation.
The blog captures what have been done so far by international Standard Setting Bodies (SSBs) to incorporate aspects of financial exclusion and recommends a broad plan and concrete steps to move ahead for FATF and SSBs.
USAID has commissioned this study to understand the perceptions towards digital payments among consumers and merchants in low-income communities. The research provides key findings from quantitative surveys carried out in Indian cities- Mumbai, Hyderabad, Kota, Vishakhapatnam, Guntur and Jaunpur,
This survey examines the evolution of mobile money, its important role in widening financial inclusion, and the impact of regulation on the development of mobile money systems.
The paper explores the opportunities to overcome barriers to financial access in Bangladesh through branchless banking and emphasis that financial inclusion and inclusive growth could be advanced through existing work by Bangladesh bank on favorable agent banking policies
Better Than Cash Alliance’s Managing Director Ruth Goodwin-Groen participated at the [Brookings Blum Roundtable](http://www.brookings.edu/blogs/up-front/posts/2015/08/03-disrupting-developme…
Since digital payments form the foundation for digital financial services, an approach to managing and regulating their risk is the first step. Significant literature exists that outlines th…
by Era Dabla-Norris, Yan Ji, Robert Townsend, and D. Filiz Unsal …