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Global Resources >> Industry Reports

Fostering digital payments and fintech development 

This ADBI working paper discusses measures to foster digital financial innovation in Indonesia.

Global Resources >> Industry Reports

Youth, entrepreneurship and digital financial inclusion

New World Bank Findex note discusses the many ways in which young people in Sub-Saharan Africa are using formal financial services for entrepreneurship.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Role of DFS in youth employment

What roles do financial services play in enabling youth education and employment? This CGAP working paper, for policy-makers and funders, outlines the existing evidence and highlights important questions about how to deliver comprehensive and broad-reaching interventions at scale.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Global Resources >> Industry Reports

Interoperability of Digital Finance in Bangladesh: Challenges and Taking-Off Options

The paper suggests a pragmatic approach for Bangladesh to financially include the underserved through Digital financial services (DFS) by promoting interoperability.

Global Resources >> Industry Reports

Fintech for promoting financial inclusion in Vietnam: fact findings and policy implications

This paper analyzes the legal framework and actual operations of fintech in Vietnam, assesses the opportunities and challenges and proposes recommendations for better application of fintech for promoting financial inclusion.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Saving by Default: Evidence from a Field Experiment in Rural India

Access to banks is rapidly increasing worldwide, and allows account-based instead of cash transfers. We conduct a randomized experiment documenting the impact of the payment method on saving…
Global Resources >> Industry Reports

Bridging the Digital Divide and Supporting Increased Digital Trade: Scoping Study

The global economy is experiencing important technological shifts, with the rise of digital technology a key driver. This can be seen today in the rapid growth of the digital economy, broadl…
© © SAIIA
Global Resources >> Industry Reports

Aadhaar & Blockchain: opportunities and challenges for India

In India, the inability to prove one’s identity is one of the biggest barriers that prevents the poor from accessing benefits and subsidies. India is a country with 1.3 billion residents in …
Global Resources >> Industry Reports

A Case Study on Monetary Fraud in a Cashless Economy

A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in cir…
Global Resources >> Industry Reports

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Bringing E-money to the Poor: Successes and Failures

This report examines the successful lessons from Kenya, South Africa, Sri Lanka, and Thailand case studies of “gazelles", that leapt from limitation to innovation by successfully enabling the deployment of e-money technology.

Global Resources >> Industry Reports

Decade Edition of the State of the Industry Report on Mobile Money

The report charts the story of mobile money covering a decade of progress, industry lessons,impact and the future of the industry.
© © GSMA
Global Resources >> Industry Reports

Microfinance and Poverty Reduction: Is Social Protection the Missing Link?

The paper highlights that existing literature largely overlooks recent developments in the arena of social protection that are impacting financial needs of the poor and discusses some empirical findings from three Indian states.

Global Resources >> Industry Reports

Governance of Social Protection for Informal Sector Workers in Asia

This report covers overview and constraints of setting up a social protection system for informal workers in Asia. It also includes interesting case studies of some Asian countries including Bangladesh, the People’s Republic of China (PRC), Indonesia, Pakistan, and the Philippines.

Global Resources >> Industry Reports

Mobile for Development Utilities Annual Report

What are the key barriers to success in the mobile phone-enabled utility space? In this report, GSMA shares key trends and insights from its work with more than 40 organizations operating primarily in our member countries in Africa and Asia.
Global Resources >> Industry Reports

Basel standard setter: improving payments infrastructure accelerates financial inclusion

The report attempts to understand the factors that drive awareness and interest among current non-users of digital payments in India and analyzes the experience of current users and dentify potential strategies to spur the adoption among these consumers and merchants.

© Anjali Banthia
Global Resources >> Industry Reports

Beyond Cash: Incentivizing Merchant Acceptance in India

The report attempts to understand, for India, the factors that drive awareness and interest among current non-users of digital payments, analyze the experience of existing users and identify potential strategies to spur the adoption of digital payments among these consumers and merchants
Global Resources >> Industry Reports

A Present Scenario of E-Information Service in Rural India

The paper summarizes existing e-information services in India and discusses some of the main factors limiting access to information services such as irrelevant information, high level of illiteracy, unaffordable etc
Global Resources >> Industry Reports

Mobile Banking for Empowerment Muslim Women Entrepreneur: Evidence from Asia (Indonesia and Bangladesh)

Through an extensive literature review, the paper provides evidence about role of mobile banking as well as branchless banking is significant for women entrepreneur’s empowerment, especially for financially including them.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Mobile Banking Adoption and Diffusion: Enabling and Constraining Social or Financial Inclusion among Poor Women in Pakistan?

Through an interpretive case study of the Benazir Income Support Programme (BISP) in Pakistan, the paper investigates how the adoption of mobile phones enabled and constrained poor women for receiving G2P payments and its impact on poor households.