The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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Opening new payment gateways for merchants presents risks but much greater opportunities. Striking the right balance between fostering innovative services and managing risk is crucial.
This paper investigates the impact of mobile financial services - MFS (mobile money, and mobile credit and savings) on the informal sector using data from 101 emerging and developing countries over the period 2000-15.
Some African nations lead the world’s e-money businesses. And several are finding that leaving notes and coins behind is not only improving efficiency, safety and transparency, but it is also helping many people leave poverty behind.
This paper explores the nexus between financial inclusion and financial innovation by looking at data from 6 South Asian countries - including 4 Alliance members. It finds a positive relationship between the two and calls for policies keeping this relationship in mind.
No single initiative is a silver bullet for effective regulation but direct engagement between the regulator and innovator is crucial. Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation.
Interview with Gustavo Vega, President of the clearing house ACH Colombia
Introduction: Framing of our blog series on distributed ledger technology
Blockchain Series: Blog 1
Blockchain Series: Blog 2
Blockchain Series: Blog 3
Blockchain Series: Blog 4
Blockchain Series: Blog 5
Blockchain Series: Blog 6
This World Bank e-book features stories, videos, and pictures that illustrate how digital innovation not only enables access to financial services for low-income people but also serves as an enabler for delivering clean water, solar energy, education, and more. Most of the featured case studies are from our member countries!
Across the global policy community, the jury is now in about the power of digital payments to drive financial inclusion, particularly for women and the poor; improve efficiency and transparency in business and government; and support new economic opportunities. However, there is no consensus around the specific policy mix that will enable this potential to be fully realized.
Transportation Series: Blog 1 (Introduction)
Transportation Series: Blog 2
Transportation Series: Blog 3
Transportation Series: Blog 4
Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P