Innovation

42 results

Global Resources >> Industry Reports

Instant Payments: Regulatory Innovation and Payment Substitution Across Countries

This report analyzes the role of regulators in promoting instant payments and identifies instances of payment instrument substitution.

© © 2022 International Monetary Fund | imf.org
Global Resources >> Industry Reports

Accelerating Digital Payments in Latin America and the Caribbean

The World Economic Forum and IDB Lab explore how digital payments in Latin America & the Caribbean can continue to evolve in an open, inclusive and safe manner.
© ©Inter-American Development Bank: Gettyimage/ktsimage
Global Resources >> Industry Reports

Defining and Measuring Payment Interoperability

This WEF report explores how redefining and measuring the way digital payments interact with one another can help drive economic growth and financial inclusion.
© ©World Economic Forum
Global Resources >> Industry Reports

McKinsey: The future of payments in the Middle East

Through surveys with consumers and payments practitioners, McKinsey share anticipated trends which will shape the region’s ‘payments revolution’ over the next five years.

Global Resources >> Industry Reports

Ethiopia Digital Payments Strategy: Digital Ethiopia 2025

A digital strategy for Ethiopia inclusive prosperity
© ©Federal Democratic Republic of Ethiopia
Global Resources >> Industry Reports

Mastercard: New Payments Index

The Mastercard New Payments Index, conducted across 18 markets including Colombia, India, Kenya and Mexico, shows 93% of people will consider using at least one emerging payment method in the next year.
© © Mastercard
Global Resources >> Industry Reports

The next frontier in Asia payments

Despite the near-term disruption to revenue growth related to the COVID-19 pandemic, Asia’s payments sector remains positioned for long-term success and is poised for a swift return to healthy growth.
© © McKinsey & Company | mckinsey.com
Global Resources >> Industry Reports

Instant Secure Mobile Payment Scheme

The paper proposes a new communication network, Speed PAy, that jointly connects the banks together and allows the customers to process all kind of transactions with the use of their cell phones and without the need for a new SIM.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Impact of demonetization on diffusion of mobile payment service in India: Antecedents of behavioral intention and adoption using extended UTAUT model

The paper shows that behavioral intention, demonetization and facilitating conditions have a positive impact on the adoption of mobile payment services in India.

Global Resources >> Industry Reports

Fostering digital payments and fintech development 

This ADBI working paper discusses measures to foster digital financial innovation in Indonesia.

Global Resources >> Industry Reports

Leveraging Digital Financial Solutions to Promote Formal Business Participation

This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through mobile phones and the internet can play in encouraging businesses to formalize their operations.
Global Resources >> Industry Reports

In South-East Asia, Grab and Gojek bring banking to the masses

Why should retailers shift to digital payments? An average digital payments user of Grab, a ride-hailing service, makes twice as many transactions than those who use cash and is 30% more lik…
© ©Better Work - ILO/ IFC
Global Resources >> Industry Reports

Is mobile payment still relevant in the fintech era?

This study analyzes whether mobile payments are still relevant for the fintech industry by comparing three mobile payment projects – Oi Paggo in Brazil, TCASH in Indonesia, and M-PESA in Kenya.

Global Resources >> Industry Reports

Interoperability of Digital Finance in Bangladesh: Challenges and Taking-Off Options

The paper suggests a pragmatic approach for Bangladesh to financially include the underserved through Digital financial services (DFS) by promoting interoperability.

Global Resources >> Industry Reports

Household finance and economic development

This chapter provides an overview of financial inclusion around the world and discusses the empirical evidence on how the use of formal financial services significantly contribute to inclusive growth and economic development.

© © Better Than Cash Alliance
Global Resources >> Industry Reports

Fintech for promoting financial inclusion in Vietnam: fact findings and policy implications

This paper analyzes the legal framework and actual operations of fintech in Vietnam, assesses the opportunities and challenges and proposes recommendations for better application of fintech for promoting financial inclusion.
© © Better Than Cash Alliance
Global Resources >> Industry Reports

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…
© © Better Than Cash Alliance
Global Resources >> Industry Reports

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.
© ©Better Work - ILO/ IFC
Global Resources >> Industry Reports

Building inclusive payment ecosystems in Tanzania and Ghana

At the heart of this financial transformation is the rise of digital payments services through which nearly any individual or business can send or receive money in real time for almost any p…
Global Resources >> Industry Reports

Bargaining to work: the effect of female autonomy on female labour supply

The use of digital cards for government safety net transfers enhanced women’s decision-making power in the household and led to a 92% increase in women’s likelihood of participating in the l…
© © World Cocoa Foundation