Innovation infrastructure

Joining Central Bankers to Focus on Innovations in Consumer Payments

The World Bank and the Committee on Payment and Settlement Systems (CPSS) recently hosted the Third Meeting of the CPSS – World Bank Retail Payments Forum in Perugia, Italy. …

Improving Humanitarian Payments Through Digital Innovation: Challenges and Opportunities

This report assesses the challenges and opportunities of responsibly digitizing the delivery of humanitarian payments through an exploration of five key technologies.

Achieving Development and Acceptance of an Open and Inclusive Digital Payments Infrastructure

A report by the Better Than Cash Alliance for the G20 Global Partnership for Financial Inclusion.

An infrastructure approach to improving Financial Inclusion

The Better Than Cash Alliance is introducing an occasional series on innovations that have the potential to reduce costs in digital payments. The first in this series is an article by Ryan Z…

Innovative Digital Payment Mechanisms Supporting Financial Inclusion Stocktaking Report

A report by the World Bank Group’s Payment System Development Group, the Better Than Cash Alliance, and the Alliance for Financial Inclusion for the G20 Global Partnership for Financial Inclusion.

Distributing Production: Can Distributed Ledgers Fuel a New Wave of Supply-Chain Innovation?

Blockchain Series: Blog 5

50 best Fintech Innovators in financial services

Digital Finance and Innovations in Financing Education

The working paper discusses critical challenges in education finance and the innovations in digital finance, which plays an important role on the Sustainable Development Goal for education.

Innovations for a cashless world

The report illuminates trends shaping the future of commerce and provides insights from Visa’s third annual Future of Payments study based on 9,200 online surveys across 16 countries.

Capturing Our Impact: Harnessing Innovation for Financial Inclusion

This World Bank e-book features stories, videos, and pictures that illustrate how digital innovation not only enables access to financial services for low-income people but also serves as an enabler for delivering clean water, solar energy, education, and more.

Early Lessons on Regulatory Innovation to Enable Inclusive FinTech

Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation….

Connection between financial innovation and inclusion

This paper explores the nexus between financial inclusion and financial innovation by looking at data from 6 South Asian countries - including 4 Alliance members.

Informal Sector and Mobile Financial Services in Developing Countries: Does Financial Innovation Matter?

This paper investigates the impact of mobile financial services - MFS (mobile money, and mobile credit and savings) on the informal sector using data from 101 emerging and developing countries over the period 2000-15.

Electronic Payments within a Limited Financial Infrastructure: Uganda’s Search for a Viable E-payments Solution to deliver Social Assistance Grants for Empowerment (SAGE)

Colombia’s Online E-Payments Platform: Private Sector Innovation Inspired by Government Vision

This case study draws on interviews with ACH Colombia’s management as well as representatives of PSE’s stakeholders and users.

COVID-19: Making the case for robust digital financial infrastructure

Leading global experts priotize key measures to optimize digital finance for world's poorest people

ANTALYA, Turkey - How are phones and cards changing the ways the global poor access and manage their money, and what should governments and financial institutions do to ensure innovative pr…

Business model innovation: pervasiveness of mobile banking ecosystem and activity system–an illustrative case of Telenor Easypaisa

“Purpose – The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of busin…

Investing In Girls: Opportunities for Innovation in Girl-Centered Cash Transfers

This paper suggests policymakers and other stakeholders should leverage trends toward financially-inclusive e-payments as a means to achieve multiple potential objectives for bringing financial inlcusion to adolescent girls.