Responsible digital payments

Uptake, Use, and Inclusion Gains from Fast Payment Systems: Early Comparative Data

The paper discusses the role of digital public infrastructure (DPI), and specifically fast payment systems (FPSs) in promoting financial inclusion.

OECD Digital Government Index 2023

The OECD Digital Government Index benchmarks the efforts made by governments to establish the foundations necessary for a coherent and human-centred digital transformation of the public sector.

Digital Progress and Trends Report 2023

This report analyzes data from diverse sources to present a picture of digitalization in low- and middle-income countries. It includes a chapter on Digital Public infrastructure, including digital payments

Digital Financial Inclusion in Practice: Caribbean Brief

This document analyzes the enhancement of social protection systems in the Caribbean through inclusive digital payments, focusing on user-centered design and extensive consultations with local populations.

Digital public infrastructure and public value: What is ‘public’ about DPI?

This paper provides frameworks for understanding where the value-creation elements of DPI originate and how to design a DPI governance that maximises public value.

The evaluation of UNDP support to digitalization of public services

The report highlights UNDP’s role as a leading organization in enhancing digital public infrastructure and driving the digital agenda at the country level, especially during the COVID-19 pandemic.

The State Of Inclusive Instant Payment Systems In Africa

The report assesses the landscape of 32 instant payment systems in Africa, measuring their performance on criteria such as interoperability, use cases, channels, and governance.

Accelerating The SDGs Through Digital Public Infrastructure: A Compendium of The Potential of Digital Public Infrastructure

A list of examples of how digital public infrastructure (DPI) can accelerate the progress of the Sustainable Development Goals.

Strengthening Digital Financial Inclusion in Government-to-Person Payments to Women: Lessons for Emerging Economies

This brief reviews the use of digital technology in G2P payments to women in India.

An Introduction to Digital Tax Payment Systems in Low- and Middle-Income Countries

The paper provides an overview of digital payment systems’ types, benefits, and challenges for tax collection in low- and middle-income countries (LMICs).

Guide to Data Sources For Financial Inclusion Research

This report introduces five global databases covering account ownership, payments, digital adoption, trust, and the digital gender gap. It suggests data gaps and indicators helpful in fostering evidence-based policymaking.

Instant Payments and Merchants— Pricing Policy Considerations

The paper explains the changes in pricing policy for instant payments compared to traditional card schemes and assesses their impact on market development.

Monetary Policy Implications of Central Bank Digital Currencies: Perspectives on Jurisdictions with Conventional and Islamic Banking Systems

Monetary policy implications of CBDCs in diverse banking systems.

Women’s Financial Inclusion, Digital Financial Services, and COVID-19 Policy Response: Case of Paraguay

Report on Paraguay’s COVID-19 policy response, digital financial services, and women’s financial inclusion.

Building Digital Finance Solutions for Women E-Commerce Entrepreneurs: A Demand-Side Exploration in Indonesia

Recommendations for better implementation of digital and financial programs, products, and services for women.

Mobile Money and the importance of timely, complete payments to frontline health campaign workers in the fight to eradicate polio: pilot experience from a WHO digital payment platform in Africa

Jordan: Retail Central Bank Digital Currency Exploration

The International Monetary Fund (IMF) analyzed the retail payments markets of Jordan to identify pain points that retail Central Bank Digital Currency (rCBDC) could address.

Promoting responsible digital wage payments

This ILO brief gives an overview of the different considerations to maximize the potential of digital wage payments.

Fintech Payments in Public Financial Management: Benefits and Risks

A review of the main fintech payment models and a debate on the operational and financial risks as well as challenges they face.

Strategies and Initiatives on Digital Financial Inclusion: Lessons from Experiences of APEC Economies

Robust digital infrastructure, including internet connectivity and identification, encourages digital financial transactions.