South africa

The State Of Inclusive Instant Payment Systems In Africa

The report assesses the landscape of 32 instant payment systems in Africa, measuring their performance on criteria such as interoperability, use cases, channels, and governance.

Mobile Money and the importance of timely, complete payments to frontline health campaign workers in the fight to eradicate polio: pilot experience from a WHO digital payment platform in Africa

Accelerating Digital Payments in Latin America and the Caribbean

The World Economic Forum and IDB Lab explore how digital payments in Latin America & the Caribbean can continue to evolve in an open, inclusive and safe manner.

Kenya's National Payments Strategy 2022-2025

The 2022-2025 strategy envisages a secure, fast, efficient and collaborative payments system that supports financial inclusion and innovations for all Kenyans.

Sierra Leone’s 2022-2026 National Financial Inclusion Strategy

The Bank of Sierra Leone (BSL)‘s National Financial Inclusion Strategy 2022-2026 prioritizes women, youth, rural populations and MSMEs.

Developing Inclusive Digital Payment Systems

This report from Centre for Strategic and International Studies makes a strong case for digital payments for equity, development and security.

Data Privacy and Protection: Guidance Note to Kenya’s Digital Financial Services

This guidance note highlights how Kenya’s innovation and fintech ecosystem can comply with data protection laws while keeping the customer in mind.

McKinsey: The future of payments in the Middle East

Through surveys with consumers and payments practitioners, McKinsey share anticipated trends which will shape the region’s ‘payments revolution’ over the next five years.

Ethiopia Digital Payments Strategy: Digital Ethiopia 2025

A digital strategy for Ethiopia inclusive prosperity

E-money, Financial Inclusion and Mobile Money Tax in Sub-Saharan African Mobile Networks

The paper studies the incidence of new mobile money excise duties on the adoption of electronic money.

IFC: Women and e-commerce in Africa

In Africa, the number of online shoppers has increased by an average of 18% every year since 2014. IFC’s report shows that closing earnings gaps between women and men on e-commerce platforms could add over $280 billion to the value of Africa’s e-commerce market.

COVID-19: Making the case for robust digital financial infrastructure

In this report, the relationship between financial infrastructure and the performance of disbursement programs in their design ambition and how well they delivered is assessed.

Covid-19 G2P Cash-Transfer Payments

This brief highlights the role of cash transfers and digital distribution as a part of COVID-19 response in Colombia.

Mobile money enabled cash assistance: User journeys in Burundi

This report understands the lived experiences of Concern Burundi’s CVA recipients who are receiving mobile money-enable humanitarian aid.

Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts

This working paper finds that the introduction of payroll accounts among largely unbanked factory workers in Bangladesh led to increased account use and consumer learning.

The next frontier in Asia payments

Despite the near-term disruption to revenue growth related to the COVID-19 pandemic, Asia’s payments sector remains positioned for long-term success and is poised for a swift return to healthy growth.

Accelerating winds of change in global payments

The COVID-19 crisis is having a significant and widespread effect on global payments across sectors. The most striking and potentially lasting impact is an accelerating pace of change in the industry.

The digital lives of refugees and Kenyans with disabilities in Nairobi: A human-centred design approach to identifying mobile-enabled opportunities

This research focuses on disability, using human-centred design methods to better understand how refugees and Kenyans with visual and hearing impairments in Nairobi use mobile technology and potential opportunities that it could provide.

Toward a Cash-Lite Ghana: Building an Inclusive Digital Payments Ecosystem

The Ghana Digital Payments Roadmap is designed to chart the way to a vibrant and inclusive digital payments ecosystem.

Impact of demonetization on diffusion of mobile payment service in India: Antecedents of behavioral intention and adoption using extended UTAUT model

The paper shows that behavioral intention, demonetization and facilitating conditions have a positive impact on the adoption of mobile payment services in India.