Digital Payments Resources

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© © Better Than Cash Alliance
Industry Report

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…
© ©Better Work - ILO/ IFC
Industry Report

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.
© © Better Than Cash Alliance / Emmanuel Doe
Industry Report

The Impact of Formal Savings on Salaried Workers’ Spending and Borrowing in Eastern Ghana

This J-PAL study looks at the impact of commitment savings linked to electronic salary payments. While the results varied for different users, the research highlights the importance of using…
© © SAIIA
Industry Report

Bridging the Digital Divide and Supporting Increased Digital Trade: Scoping Study

The global economy is experiencing important technological shifts, with the rise of digital technology a key driver. This can be seen today in the rapid growth of the digital economy, broadl…
© © Shutterstock
Alliance Report

The Future of Supply Chains: Why Companies are Digitizing Payments

New report underscores benefits of shifting from cash to digital payments in corporate supply chains.
Alliance Report

Strengthening Mexico’s small merchants through digital payments

Grupo Bimbo identified digitization as a key element to help merchants remain competitive against modern retail stories in Mexico….
© © iStock
Alliance Report

Increasing partner loyalty through digital payments

The National Dairy Development Board digitized its payments to dairy farmers – unlocking significant business and social benefits.
© © Gap Inc.
Alliance Report

Increasing supply chain transparency through digital payments

Gap Inc. has helped improve factory performance and promoted worker well-being by digitizing salaries for factory workers in India.
© © Mastercard
Alliance Report

Driving sales through digital working capital loans for small merchants

Unilever partnered with Mastercard and Kenya Commercial Bank to develop a digital working capital platform helping small merchants grow sale in Kenya, called Jaza Duka.
Video

Digitization in local development workshop in Senegal (French)

Video

Raisina 2018 | Digital Money: Innovating with India for the World

Video

Better Than Cash Alliance’s Peer Exchange Visit to India

© © Bill & Melinda Gates Foundation
Industry Report

Mobile money

This review provides an overview of the operations and impacts of mobile money in the developing world and discussing what the future of mobile money in developing economies may look like.
© © Better Than Cash Alliance
Industry Report

Law and Regulation of Mobile Payment Systems: Issues arising 'post'financial inclusion in Kenya

This study analysis the emerging legal and regulatory issues that mobile payments introduced in Kenya.

© © Better Than Cash Alliance
Industry Report

Handbook of blockchain, digital finance, and inclusion: cryptocurrency, fintech, insurtech, regulation, Chinatech, mobile security, and distributed ledger

The handbook emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing and summaries standard models of various new technologies.