Digital Payments Resources

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© © Better Than Cash Alliance
Industry Report

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.
Alliance Report

Building Inclusive Digital Payments Ecosystems: G20 Guidance Note for Governments

Endorsed by G20 Heads of State and Government, this guidance note supports the implementation of the G20 High-Level Principles for Digital Financial Inclusion in the context of inclusive digital payments ecosystems, reflecting lessons drawn from policy development and implementation initiatives undertaken in several countries.
Industry Report

The Global Findex Database 2017

The Global Findex database is the world’s most comprehensive data set on how adults save, borrow, make payments, and manage risk.
© © GSMA
Industry Report

Decade Edition of the State of the Industry Report on Mobile Money

The report charts the story of mobile money covering a decade of progress, industry lessons,impact and the future of the industry.
Alliance Report

Diagnóstico de País: Perú

Construyendo sobre bases sólidas: un camino para el avance de los pagos de gobierno a nivel subnacional en el Perú
© © Ministerio de Desarrollo e Inclusión Social del Perú
Alliance Report

Country Diagnostic: Peru

This Diagnostic Study shows that Peru has a powerful opportunity to drive financial inclusion and continue modernizing its economy through further reforms to support digitization of payments.
© © Bill & Melinda Gates Foundation
Industry Report

Universal Financial Access Global Payment Systems Survey 2015

The Global Payment Systems Survey (GPSS) covers cross-country comparisons and assess progress in national payments system development. The latest iteration (2018) shows the number of cashless transactions per capita per year (globally) increased by 25% as compared to 2015.

Alliance Report

Accelerators to an Inclusive Digital Payments Ecosystem

This paper reviews 25 countries where digitization has had great impact and reveals 10 tangible steps, or “accelerators,” that governments and companies can take to build inclusive digital economies.
Industry Report

Digital Finance for All: Powering Inclusive Growth in Emerging Economies (McKinsey)

In this report, McKinsey takes a comprehensive approach to quantifying the economic and social imact of digital finance in emerging economies.
Video

Modelo Perú Webinar

© Anjali Banthia
Industry Report

Basel standard setter: improving payments infrastructure accelerates financial inclusion

The report attempts to understand the factors that drive awareness and interest among current non-users of digital payments in India and analyzes the experience of current users and dentify potential strategies to spur the adoption among these consumers and merchants.

© Deepti KC and Mudita Tiwari
Industry Report

World Development Report 2016: Access to the Internet inadequate

USAID has commissioned this study to understand the perceptions towards digital payments among consumers and merchants in low-income communities. The research provides key findings from quantitative surveys carried out in Indian cities- Mumbai, Hyderabad, Kota, Vishakhapatnam, Guntur and Jaunpur,
Industry Report

Mobile payments: How digital finance is transforming agriculture

This report is based on primary research on agriculture mobile payments initiatives in Ghana, Uganda and Zambia with the aim of understanding the potential of mobile finance for the agricultural sector and how these barriers might be overcome.
© © Better Than Cash Alliance
Industry Report

Leapfrogging': of the Nature and Economic Implications of Mobile Money

This survey examines the evolution of mobile money, its important role in widening financial inclusion, and the impact of regulation on the development of mobile money systems.

© test image
Alliance Report

Innovative Digital Payment Mechanisms Supporting Financial Inclusion Stocktaking Report

A report by the World Bank Group’s Payment System Development Group, the Better Than Cash Alliance, and the Alliance for Financial Inclusion for the G20 Global Partnership for Financial Inclusion.
© ©Colin Crowley, Creative Commons
Industry Report

MIT Press Journal The end of financial marginalization is in sight: Here's the roadmap

The End of Financial Marginalization Is in Sight: Here’s the Roadmap