Digital Payments Resources

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© © Visa
Industry Report

Visa: Understanding Obstacles Facing Small and Micro Business Owners

This study by Visa provides insights into the benefits of digital payments for micro and small businesses in India, Indonesia, Mexico and Nigeria.
Video

Unilever's CEO, Alan Jope, Joins the Global Call to Action for Reaching Financial Equality

Alan Jope, CEO of Unilever went on the record to demonstrate how, in partnership with the Alliance, they are prioritizing digital financial services for all women in their supply chains.
Alliance Report

Digitizing workers’ payments for economic recovery and decent work Example: Senegal

This study presents a unique perspective, comparing concrete experiences from large companies to small- and medium-sized businesses.

© © Shutterstock/ Yaw Niel
Toolkit

Responsible Practices to Address Seven Major Risks in COVID-19 Digital Financial Transfers

The Report Responsible Practices to Address Seven Major Risks in COVID-19 Digital Financial Transfers identifies seven heightened risks resulting from the speed and scale of COVID-19 digital transfer responses.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

How to improve adoption among merchants

This study finds that perceived value addition for the customers and usefulness of technology are important determinants of adoption of mobile wallet technology among merchants. 
© © Erwin Nolido
Alliance Report

Country Diagnostic: The Philippines (2019 edition)

The Bangko Sentral ng Pilipinas (BSP) and the Philippine Government recognize digital payments as a policy priority to enable Filipinos to seize the opportunities of the digital revolution.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

Global evidence on contribution of MSMEs

New ILO study reveals seven in 10 workers are self-employed or in small businesses. The study also finds that an average of 62% of employment (in the 99 countries studied) is in the informal sector. It calls for creating an enabling environment for these businesses and supporting them through access to finance and digital infrastructure.
Industry Report

How mobile phones improve market efficiency?

This paper finds that mobile phone network rollout, that allowed traders better access to market information, led to a 10-13% reduction in price dispersion of maize crop.
Industry Report

Leveraging Digital Financial Solutions to Promote Formal Business Participation

This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through mobile phones and the internet can play in encouraging businesses to formalize their operations.
© © Pagos Digitales Peruanos (PDP)
Industry Report

Tienda Pago’s Digital Solution for Fast-Moving Consumer Goods

This report discusses Tienda Pago’s Digital Solution for Fast-Moving Consumer Goods.
© © The Author(s) 2019
Industry Report

bKash: Revolutionizing Mobile Financial Services in Bangladesh?

This study discusses the emergence of bKash as the m-banking pioneer in Bangladesh. It focuses on the services provided by bKash and its current operating scenario in Bangladesh. bKash’s str…
Industry Report

Blockchain and supply chain management integration: a systematic review of the literature

“Purpose This paper aims to identify, analyse and organise the literature about blockchains in supply chain management (SCM) context (blockchain–SCM integration) and proposes an agenda for …
Ideas & Updates

“Botón PSE has changed the payment landscape in Colombia”

Interview with Gustavo Vega, President of the clearing house ACH Colombia