Digital Payments Resources

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© © World Cocoa Foundation
Ideas & Updates

“Digital payments can be a game-changer for farmers”

Interview with World Cocoa Foundation, Paul F. Macek, Vice President for Programs

© © World Cocoa Foundation
Industry Report

Bargaining to work: the effect of female autonomy on female labour supply

The use of digital cards for government safety net transfers enhanced women’s decision-making power in the household and led to a 92% increase in women’s likelihood of participating in the l…
© © Better Than Cash Alliance
Industry Report

Mobile banking: A potential catalyst for financial inclusion and growth in Pakistan

This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.

© © Better Than Cash Alliance / Emmanuel Doe
Ideas & Updates

New UN report reveals momentum for digital payments in Ghana could save over GHS 1 billion within next four years

With 37 percent of the value of all payments now made digitally, Ghana is on course to be a leader in the region, with great potential to expand economic opportunities for businesses
© © Better Than Cash Alliance
Industry Report

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.
Industry Report

Bringing E-money to the Poor: Successes and Failures

This report examines the successful lessons from Kenya, South Africa, Sri Lanka, and Thailand case studies of “gazelles", that leapt from limitation to innovation by successfully enabling the deployment of e-money technology.

© © Better Than Cash Alliance
Industry Report

Branchless Banking in Pakistan: Opportunities and Challenges

The paper examines strengths, weakness, opportunities and threats of branchless banking and recommends some strategies around the identified challenges with a focus on Pakistan.

© © GettyImages
Alliance Report

The Fight for Light: Improving Energy Access through Digital Payments

This report examines new business models and government initiatives for energy access that rely upon digital payments.
© © Hailey Tucker, One Acre Fund
Ideas & Updates

In Kenya, better yields and inclusive agriculture start from your mobile wallet

One of the most important tools on Everline Wakhungu’s farm is her mobile phone….
Ideas & Updates

UN study: Digitization of Kenyan farmer payments helps tackle poverty

One Acre Fund cut payment losses and collection costs by over 80 percent, boosting farmers’ satisfaction and economic opportunity…
Ideas & Updates

Interview with Maha Bahou, Central Bank of Jordan “Our strategy is national, not institutional”

Ms. Maha Bahou is the Executive Manager for Payment Systems & Domestic Banking Operations and Financial Inclusion Department at the Central Bank of Jordan (CBJ)….
© http://nextbillion.net/
Ideas & Updates

Cash Defenders are Wrong: Digital Finance Truly is ‘Pro-Poor’

This blog post was originally published in Next Billion…
Industry Report

Influence of Online Tax Filing on Tax Compliance among Small and Medium Enterprises in Nakuru Town, Kenya

This study assesses the level of awareness, specifically effect of computer literacy, regarding online filing of tax returns in the context of the Small and Medium Enterprises (SMEs) in Nakuru, Kenya.
© © Better Than Cash Alliance
Industry Report

A Public-Private Partnership to Digitize Bus Fares in Rwanda

This CGAP blog dicsusses the successful cases of public-private partnerships to drive various digitiziation initiatives in Rwanda. One of those being ‘Rwanda Online’, which has brought 100 government services online over a period of three years and the digitization of bus fare payments in the same.