The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
This blog post was originally published in Next Billion
http://nextbillion.net/cash-defenders-are-wrong-digital-finance-truly-is-pro-poor/
Instant (also known as Fast, Real-Time, or Immediate) Payment Systems (IPS) are no longer an experiment on the margins of financial infrastructure. Across Africa, they are fast becoming core national assets—foundational digital public infrastructure with the potential to accelerate financial inclusion, deepen competition, and support economic growth.
Alors que les technologies numériques redéfinissent nos sociétés, l’Afrique doit tracer sa propre voie. Cela commence par la conception locale d’une Infrastructure Publique Numérique (IPN). Les IPN sont des systèmes fondamentaux tels que les paiements numériques responsables, les identifiants numériques et les plateformes de partage de données — des services essentiels comparables à l’eau ou à l’électricité. Grâce à ces outils, les populations peuvent pleinement exercer leurs droits et tirer parti de l’économie numérique, tandis que les services publics gagnent en portée et en efficacité.
As digital technologies reshape our societies, Africa must chart its own course. This begins with locally designed. DPI are the foundational systems such as responsible digital payments, digital ids and data sharing platforms, essential services comparable to water or electricity. With them, people can fully access their rights and benefit from the digital economy, and public services can reach everyone.