Innovation infrastructure

2023 Annual Report

Scaling responsible digital payments to deliver the Sustainable Development Goals, particularly financial equality for women

Digital public infrastructure and public value: What is ‘public’ about DPI?

This paper provides frameworks for understanding where the value-creation elements of DPI originate and how to design a DPI governance that maximises public value.

IWCA Endorses Responsible Digital Payments to Accelerate Women's Economic Participation in Coffee Value Chain

The IWCA endorses UN Responsible Digital Payments as a game-changer for women at every step of the coffee supply chain.

Progress Report on the Implementation of the G20 High-Level Principles for Digital Financial Inclusion

This progress report compiles responses from a self-assessment survey conducted among both G20 and non-G20 countries, incorporating guidance from international standard-setting bodies. The aim is to produce a comprehensive summary highlighting key findings and suggesting potential next steps for the GPFI.

How to shape inclusive financial ecosystems with interoperable QR codes

Interoperability drives global digital inclusion. Over 25% more adults access government payments, but siloed systems hinder seamless transactions.

Call to Action: Responsible Digital Payments to Accelerate Climate Action

Urgent measures needed to address climate vulnerability impacting 3.6 billion people, particularly women and marginalized groups.

Accelerating The SDGs Through Digital Public Infrastructure: A Compendium of The Potential of Digital Public Infrastructure

A list of examples of how digital public infrastructure (DPI) can accelerate the progress of the Sustainable Development Goals.

Alliance Reports >> Case Study

Realizing the Promise of Responsible Digital Payments for Merchants in Pakistan

The Better Than Cash Alliance, in support of its member, the Government of Pakistan, and the State Bank of Pakistan, presents Realizing the Promise of Responsible Digital Payments for Merchants in Pakistan. The report provides a series of recommendations aimed at supporting MSMEs and enabling their transition into the digital payments’ ecosystem.

Responsible Payment Digitization in the Coffee Value Chain

The Pocket Guide to Responsible Payment Digitization in the Coffee Value Chain will inform stakeholders on opportunities and tools available for payment digitization.

Reaching Financial Equality for Women (2023 edition)

A 10-point action plan for governments and businesses to prioritize women’s digital financial inclusion

Digital Financial Inclusion For the Success of the One African Market

The African Union, AfCFTA, the Better Than Cash Alliance & Smart Africa, launch a call to action to drive responsible digitization for the achievement of Agenda 2063.

Improving climate resilience & disaster response through digital payments: Insights from the 2023 HLPF expert roundtable

Insights from the 2023 HLPF expert roundtable

Igniting women-led development with inclusive digital finance: G20 EMPOWER summit resounding appeal

G20 EMPOWER summit ignites the vital role of digital finance in achieving gender equality

Our work in India

Read about India’s transformational journey to scale responsible digital payments

Instant Payments: Regulatory Innovation and Payment Substitution Across Countries

This report analyzes the role of regulators in promoting instant payments and identifies instances of payment instrument substitution.

Three key findings that show that financial equality is within reach in our lifetime

New data from the World Bank’s Global Findex Database 2021 confirms the centrality of digital payments in reaching financial equality for all.

LEARNING SERIES >> How to scale up digital wages in line with the UN Principles for Responsible Digital Payments

Lessons from Bangladesh, Jordan, and Senegal

Accelerating Digital Payments in Latin America and the Caribbean

The World Economic Forum and IDB Lab explore how digital payments in Latin America & the Caribbean can continue to evolve in an open, inclusive and safe manner.

World Bank: Fintech and the Future of Finance

This report explores implications of financial services’ digital transformation for market outcomes - and regulation and supervision - and how these interact.