A Regulatory Diagnostic Toolkit for Digital Financial Services in Emerging Markets Toolkit

This University of New South Wales paper proposes a framework – a Regulatory Diagnostic Toolkit (RDT) – designed to support financial regulators in emerging markets to advance their regulatory regimes for DFS.

In South-East Asia, Grab and Gojek bring banking to the masses

Why should retailers shift to digital payments? An average digital payments user of Grab, a ride-hailing service, makes twice as many transactions than those who use cash and is 30% more lik…

Tech’s raid on the banks

Technology is shaking up the banking industry and The Economist is taking notice. This week's cover story discusses the potential risks and benefits of the “smartphone revolution in finance”…

National Payments Corporation of India and the remaking of payments in India

The paper examines the role NPCI played in transforming the way India manages financial transactions, as well as what lessons can be learned from India’s experience.

Lancement de la plateforme ‘’Sunu CMU’’

Basic Regulatory Enablers for Achieving Universal Financial Access: CGAP’s Insights from the Field

In this webinar, CGAP experts, Ivo Jenik and Max Mattern, discuss four basic regulatory enablers that can help promote adoption of DFS and present case studies on Ghana and Tanzania….

Iraq’s financial inclusion drive boosted by homegrown fintech

Financial Times' special report discusses how the private sector, including Mastercard, and the government are joining forces to promote digital payments in the economy, especially by digiti…

Mobile money enabled cash aid delivery: Essential considerations for humanitarian practitioners

This report offers guidance for humanitarian practitioners considering mobile money enabled cash and voucher assistance (CVA) programmes

Digital identification: A key to inclusive growth

In this report, McKinsey Global Institute discusses the opportunities and challenges in setting up a good digital ID system. It also features case studies on Nigeria, Ethiopia and India. …

Responding to conflict: Does “Cash Plus” work for preventing malnutrition?

New evidence from “Cash for Nutrition Program” in Yemen suggests that “soft conditionality” (encouraging to attend nutritional education) and effective targeting can play an important role i…

Pushing the Limits of Innovation, Improving Social Protection and Livelihoods in Cote d'Ivoire

World Bank joined hands with IFC on a project for digitizing and modernizing Côte d’Ivoire’s social protection payments. Results show a reduction in administrative costs and better targeting of beneficiaries.

Mobile money enabled cash aid delivery: Operational handbook for mobile money providers

Section 1 of this handbook provides essential background on the humanitarian sector and cash and voucher assistance (CVA) programmes. Section 2 outlines the operational steps involved in delivering CVA

Advancing financial inclusion: Nigeria Study

For Nigeria to see broad adoption of digital payments it must find ways to encourage merchants and consumers to adopt them across a range of payment use cases. This pilot study by insight2impact highlights how transactional data can support an evidence-led strategy for digital adoption.

Integrating Gender and Women's Financial Inclusion into the Central Bank of Egypt's (CBE) Framework

Central Bank of Egypt is promoting women’s financial inclusion through a set of different measures such as enabling the legal and regulatory framework conditions, modernizing the financial i…

Fintech Partnership Playbook

How can we gainfully engage the private sector to strengthen digital finance ecosystems? New USAID Playbook shares 5 objectives and 10 illustrative plays, including examples, that are extrem…

What explains low adoption of digital payment technologies? Evidence from small-scale merchants in Jaipur, India

New research from India states that low adoption of digital payments among small retailers is not a result of supply-side barriers, such as affordability and availability. It is due to deman…

How one platform connects cities and boosts small businesses

How can platform approaches drive the digitization of cities? Learn how CIVICO and Accion are helping customers and small businesses, in Bogota, Mexico City, and Santiago, connect and transact.