South africa

Ethiopia Maps Out Digital Payment Strategy

Pakistan Plans to Bring Millions More Citizens into the Economy by Digitizing Payments

Government of Pakistan joins the United Nations’ Better Than Cash Alliance to create inclusive economic growth and a more efficient market structure…

“Botón PSE ha transformado el panorama de pagos en Colombia”

Entrevista a Gustavo Vega, Presidente de la empresa ACH Colombia

Grupo Bimbo joins the Better Than Cash Alliance to help small businesses in Mexico boost profits

Through Red Qiubo, Grupo Bimbo provides small businesses with the necessary technology to accept digital payments in their operations.

Uruguay makes great strides toward the universalization of access to financial services

The government joins the United Nations-based alliance of governments, companies and international organizations that works to accelerate the move toward digitization of payments…

Uruguay avanza firmemente hacia la universalización del acceso a servicios financieros

El Gobierno se suma a la alianza que, con base en las Naciones Unidas, reúne a gobiernos, empresas y organizaciones internacionales dedicadas a acelerar la digitalización de pagos…

Cash Defenders are Wrong: Digital Finance Truly is ‘Pro-Poor’

This blog post was originally published in Next Billion…

In Kenya, better yields and inclusive agriculture start from your mobile wallet

One of the most important tools on Everline Wakhungu’s farm is her mobile phone….

Factories paying workers digitally are five times more likely to provide good social and labor practices

New data gathered from the Higg Index from 3,000 factories in 58 countries

In China, UN Special Advocate Queen Máxima Sees Great Potential for Digital Financial Inclusion

At the invitation of the government of China, Her Majesty Queen Máxima of the Netherlands visited the country from 24 to 28 November in her capacity as the UN Secretary-General’s Special Adv…

Financial technology business model as branchless banking for people in rural areas: Case study: Indonesia

This study designs business models for electronic payment services, utilizing the principle of branchless banking and reviewing relevant aspects of IT risk management, for rural area communities in Indonesia.

Green Finance Opportunities in ASEAN

Users of Ant Financial’s digital finance platform have prevented 150,000 tons of carbon emissions in just nine months by monitoring the environmental friendliness of their potential purchase…

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.

Bringing E-money to the Poor: Successes and Failures

This report examines the successful lessons from Kenya, South Africa, Sri Lanka, and Thailand case studies of “gazelles", that leapt from limitation to innovation by successfully enabling the deployment of e-money technology.

Digital Planet 2017: How Competitiveness and Trust in Digital Economies Vary Across the World

Today, over half of the world population lives in cities. By 2050, this number will increase to two-thirds. In this context, this study looks at the net benefits associated with adopting digital payments at the city-level.

Accelerating Financial Inclusion in South-East Asia with Digital Finance

Focussing on women, and micro, small, and medium enterprises (MSMEs), the paper highlights that digital financial solutions could play a significant part in closing gaps in financial inclusion and povides insights from Indonesia, Philippines, Cambodia, and Myanmar.

Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh

The paper estabishes that mobile applications are well positioned in Bangladesh’s m-commerce market and are capable of driving sales of high-end mobile phones while providing better services to the users.

Microfinance and Poverty Reduction: Is Social Protection the Missing Link?

The paper highlights that existing literature largely overlooks recent developments in the arena of social protection that are impacting financial needs of the poor and discusses some empirical findings from three Indian states.

Influence of Online Tax Filing on Tax Compliance among Small and Medium Enterprises in Nakuru Town, Kenya

This study assesses the level of awareness, specifically effect of computer literacy, regarding online filing of tax returns in the context of the Small and Medium Enterprises (SMEs) in Nakuru, Kenya.

A Public-Private Partnership to Digitize Bus Fares in Rwanda

This CGAP blog dicsusses the successful cases of public-private partnerships to drive various digitiziation initiatives in Rwanda. One of those being ‘Rwanda Online’, which has brought 100 government services online over a period of three years and the digitization of bus fare payments in the same.