Financial inclusion

Is cash still relevant?

Mobile Technology and Financial Service Bundling: A Structural Estimation of Mobile Money

The paper examines the effects of mobile money as financial technology and service innovation on consumer demand, connecting the effects to the fast evolving mobile technologies (from 1G to 4G).

Management of Mobile Financial Services—Review and Way Forward

The paper provides an extensive literature review of the existing global MFS industrya and discusses key learning and recommendations based on insights from ‘Easypaisa’ in Pakistan.

Is mobile payment still relevant in the fintech era?

This study analyzes whether mobile payments are still relevant for the fintech industry by comparing three mobile payment projects – Oi Paggo in Brazil, TCASH in Indonesia, and M-PESA in Kenya.

Interoperability of Digital Finance in Bangladesh: Challenges and Taking-Off Options

The paper suggests a pragmatic approach for Bangladesh to financially include the underserved through Digital financial services (DFS) by promoting interoperability.

News and Trends in Fintech and Digital Microfinance: Why Are European MFIs Invisible?

This study shares some best practices in the use of digital technologies by highly innovative fintech firms in areas that could be of use to MFIs in context of Europe.

Next Steps for the Digital Revolution in Africa: Inclusive Growth and Job Creation Lessons from Kenya

This paper provides examples of how digitization in Kenya has supported the economy via a retail electronic payments system, financial inclusion, increased financial sector vibrancy, and pushed GDP growth with it.

Household finance and economic development

This chapter provides an overview of financial inclusion around the world and discusses the empirical evidence on how the use of formal financial services significantly contribute to inclusive growth and economic development.

Fintech for promoting financial inclusion in Vietnam: fact findings and policy implications

This paper analyzes the legal framework and actual operations of fintech in Vietnam, assesses the opportunities and challenges and proposes recommendations for better application of fintech for promoting financial inclusion.

New Key to Help Unlock the Power of Digital Payments

Across the global policy community, the jury is now in about the power of digital payments to drive financial inclusion, particularly for women and the poor; improve efficiency and transpare…

An Introduction to Digital Financial Services (DFS)

Digital Financial Services (DFS) is a relatively new, low-cost means of digital access to transactional financial services. Often termed ‘mobile money’ or ‘mobile financial services,’ DFS is…

For whom the cash tolls

Transportation Series: Blog 2…

Truly mobile money – ride-sharing and mobile payments in South and Southeast Asia

Transportation Series: Blog 4…

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P…

Sénégal: La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB

Communiqué de presse du Gouvernement du Sénégal, l’Alliance Better Than Cash et MM4P…

Global Microscope 2018: The Enabling Environment for Financial Inclusion

It sets a model for an enabling environment for financial inclusion across five domains: 1. Government and Policy Support; 2. Stability and Integrity; 3. Products and Outlets; 4. Consumer Pr…

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.

Factories paying workers digitally are five times more likely to provide good social and labor practices

New data gathered from the Higg Index from 3,000 factories in 58 countries

Going Cashless: An Opportunity to Accelerate Progress on the 2030 SDGs

Harvard Center for International Development (CID) hosts Better Than Cash Alliance on the CID Speaker Series Podcast. …

Solutions for the Unbanked

MIT Technology Review Editor-in-Chief Gideon Lichfield talks with Wole Coaxum, MoCaFi founder and chief executive officer, Shamina Singh, Mastercard Center for Inclusive Growth president; and Tidhar Wald, Better Than Cash Alliance head of government relations and public policy, at the Bloomberg Sooner Than You Think technology summit in Brooklyn.