Digital Payments Resources

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Alliance Report

10 reasons to be optimistic that full financial inclusion is possible through digital payments

As the world gets a progress report from the World Bank, the Alliance outlines 10 key reasons to be optimistic about the journey toward full financial inclusion.
© © Roger Yebuah
Alliance Report

Country Diagnostic: Ghana

This Diagnostic Report shows Ghana has taken important steps toward digitizing its economy, and has several of the building blocks of an inclusive digital ecosystem already in place.
Alliance Report

Building Inclusive Digital Payments Ecosystems: G20 Guidance Note for Governments

Endorsed by G20 Heads of State and Government, this guidance note supports the implementation of the G20 High-Level Principles for Digital Financial Inclusion in the context of inclusive digital payments ecosystems, reflecting lessons drawn from policy development and implementation initiatives undertaken in several countries.
Alliance Report

Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries

This report examines two of China’s most far-reaching applications – WeChat and Alipay – and explores their role in the development of one of the world’s largest and most sophisticated digital payments ecosystems.

© © Government of Bangladesh
Alliance Report

Country Diagnostic: Bangladesh

This Diagnostic Report shows Bangladesh is making significant strides toward a digital economy, and outlines specific policy measures that can underpin further digitization of payments into the future.
Alliance Report

Diagnóstico de País: Perú

Construyendo sobre bases sólidas: un camino para el avance de los pagos de gobierno a nivel subnacional en el Perú
© © Ministerio de Desarrollo e Inclusión Social del Perú
Alliance Report

Country Diagnostic: Peru

This Diagnostic Study shows that Peru has a powerful opportunity to drive financial inclusion and continue modernizing its economy through further reforms to support digitization of payments.
Alliance Report

Accelerators to an Inclusive Digital Payments Ecosystem

This paper reviews 25 countries where digitization has had great impact and reveals 10 tangible steps, or “accelerators,” that governments and companies can take to build inclusive digital economies.
© test image
Alliance Report

Innovative Digital Payment Mechanisms Supporting Financial Inclusion Stocktaking Report

A report by the World Bank Group’s Payment System Development Group, the Better Than Cash Alliance, and the Alliance for Financial Inclusion for the G20 Global Partnership for Financial Inclusion.
© ©Colin Crowley, Creative Commons
Alliance Report

An Inclusive Approach to Digital Payments Ecosystems: Accelerating the Transition from Cash Requires an Ecosystem Approach

The purpose of this working paper is to set out the key components and stakeholders in a digital payments ecosystem (DPE).
© © WFP
Alliance Report

The Journey Toward Cash Lite-Addressing Poverty Saving Money and Increasing Transparency by Accelerating the Shift to Electronic Payments

This study examines the three shifts to electronic payments and aggregates the findings of a range of studies about the benefits of electronic payment adoption.
© © World Cocoa Foundation
Alliance Report

Country Diagnostic: Nigeria

This diagnostic measures the current state of the transition from cash to electronic payments by estimating volumes and values of payments made in Nigeria, as well as assessing the likelihood of further movement by looking at payment use cases associated with each key shift stage.

Alliance Report

Nigeria’s “Cashless” policy

This case study features four large businesses that have derived clear benefits by early adoption of digital payments.
© © Erwin Nolido
Alliance Report

Country Diagnostic: The Philippines

This Better Than Cash Alliance diagnostic estimates that Filipinos make about 2.5 billion payments per month, or roughly 64 monthly payments per adult, corresponding to a monthly value of over US$74 billion.

© Photo Credit: Nethope.org
Alliance Report

The Opportunities of Digitizing Payments

How digitization of payments, transfers, and remittances contributes to the G20 goals of economic growth, financial inclusion, and women’s economic empowerment
Alliance Report

Country Diagnostic: Malawi

This diagnostic measures the current state of the transition to electronic payments by estimating volumes and values of payments made in Malawi, as well as assessing the likelihood of further movement by looking at payment use cases associated with each key shift.